For Sale
10086 E Old M 63, Luther, MI 49656
$184,900
MLS # 26021710 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,450 sqftBuilt 19725.55 acres
1 / 26
Listing Description
Affixed manufactured home on owned land in rural Luther, Michigan, offering a private and peaceful setting surrounded by nature. The property includes recorded affidavit of affixture (2018), making it real property with improvements on a permanent foundation. Enjoy private access to Howe Lake, ideal for fishing, kayaking, and quiet recreational use. The area is also surrounded by abundant nearby public land, making it a strong fit for hunting enthusiasts, outdoor recreation, or anyone seeking a Northern Michigan getaway feel year-round. Originally built in 1972, the home offers expanded living space with a fireplace, additions and a crawlspace foundation, The majority of the home was renovated in 2022,with new floors, bathrooms and plumbing. The polebarn has separate 400amp Electrical. Cash or portfolio financing only due to age of construction (pre-1976 manufactured home). A rare opportunity to own affordable lake-access property with privacy, recreation, and potential.
Source: SparkMLS
About this home
Located in Luther, this property offers 3-bedroom, 3-bath, 1,450 sq ft, with original construction dating to 1972.
Listed at $184,900 (about $128/sq ft).
Annual property taxes run approximately $1,869 ($156/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms3
Living Area1,450 sqft
Lot Size5.55 acres
Year Built1972
Stories1
Location
CityLuther
MunicipalityEllsworth Twp
Zip Code49656
CountyLake
School DistrictPine River
Construction & Systems
StyleRanch
ConstructionVinyl Siding, Wood Siding
BasementSlab
Garage1 space
HeatingForced Air, Outdoor Furnace
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/11/2026
Original Price$194,900
Terms AcceptedOther, Cash
Source: SparkMLS
Tax Information
Annual Tax$1,869
Tax Year2025
State Equalized Value$84,000
Taxable Value$53,991
Assessed Value$53,991
Homestead (PRE)1%
Parcel #08-023-012-01
Source: Public Records
Legal Description
PT OF SW 1/4 OF SW 1/4 DESC AS BEG AT SW CORNER; TH N89°35'10'' E ALG THE S LINE OF SEC 342.48' TO POB; TH00°O6'39''W PAR WITH WEST LINE A DIST OF 250'; TH N89°35'10''E PAR W SAID S LINE 967.15' TO W 1/16 LINE; TH S00°19'15''E A DIST OF 250' TO SAID S LINE; TH S89°35'10''W ALONG SAID S LINE A DIST OF 968.07' TO POB. SEC 23 T19N R11W. 5.5 AC M/L SPLIT ON 01/28/2022 FROM 08-023-012-00
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jose L Morales
Epique Realty
Frequently Asked Questions about 10086 E Old M 63, Luther, MI 49656
Which school district serves 10086 E Old M 63, Luther, MI 49656?
Per MLS# 26021710, 10086 E Old M 63, Luther, MI 49656 is in the Pine River boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pine River directly to confirm enrollment eligibility.
What financing options are available for 10086 E Old M 63, Luther, MI 49656?
Per MLS# 26021710, this listing accepts Other, Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10086 E Old M 63, Luther, MI 49656?
Per public tax records, annual property taxes for this property are $1,869 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10086 E Old M 63, Luther, MI 49656 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 10086 E Old M 63, Luther, MI 49656?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ellsworth Twp police department or the Lake County sheriff's office.
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Utilities
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Co-op
MI Public Service Commission service territory boundaries.
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10086 E Old M 63, Luther, MI 49656
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