For Sale
10094 Elizabeth Lake Road, White Lake, MI
$525,000
MLS # 20261038036 (Realcomp)
3 beds2 baths1,872 sqftBuilt 19790.15 acres
1 / 44
Listing Description
Wake up to panoramic views and direct access to all-sports Oxbow Lake in this beautifully updated lakefront home in White Lake Township. Set on a private stretch of shoreline with a seawall and 56 feet of water frontage, this property offers the perfect blend of comfort, style, and year-round recreation.Step inside to an open, light-filled main living area featuring professionally refinished hardwood floors, expansive Pella windows, and stunning lake views throughout. The spacious living room centers around a gas fireplace and flows seamlessly into the dining area with direct access to the large lakeside deck—perfect for morning coffee, entertaining, or sunset views over the water.The updated kitchen features granite countertops, stainless steel appliances, abundant cabinetry, and a functional layout designed for everyday living. Both bathrooms have been refreshed with updated vanities, tile flooring, and fixtures for a clean, modern feel.Upstairs, you’ll find three comfortable bedrooms with great natural light and updated finishes. The finished walk-out lower level adds valuable extra living space with luxury vinyl flooring, a wet bar area, electric fireplace, and direct access to the backyard and hot tub space—ideal for relaxing after a day on the lake.Additional highlights include central air, a newer furnace and water softener, attached 1-car garage with direct access, and a spacious driveway with room for multiple vehicles. Located on a paved road in the Huron Valley School District with convenient access to nearby dining, shopping, and major roads.Seller is a licensed real estate agent.Schedule your showing and see it in person.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,872 sq ft home in White Lake Township in White Lake built in 1979.
Asking $525,000 (about $280/sq ft).
Estimated annual property tax: $5,057, or about $421 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,872 sqft
Lot Size0.15 acres
Year Built1979
Stories2
Location
CityWhite Lake
MunicipalityWhite Lake Twp
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access
Garage1 space
HeatingForced Air
WaterWell
SewerPublic
InteriorBasement Finished, Home Warranty
Sale & Financing
Listed5/26/2026
Original Price$550,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,768
State Equalized Value$175,780
Taxable Value$172,380
Parcel #1227226018
Source: Public Records
Legal Description
T3N, R8E, SEC 27 PART OF NE 1/4 OF NE 1/4 BEG IN CEN LINE ELIZ LAKE RD230.85 FT WLY ALG SD CEN LINE FROM E SEC LINE, TH WLY ALG SD CEN LINE 55 FT, TH N 125 FT TO LAKE SHORE, TH ELY ALG LAKE SHORE 60.41 FT, TH S 100 FT TO BEG 0.14 AY411
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael Perna
EXP Realty The Perna Team
Frequently Asked Questions about 10094 Elizabeth Lake Road, White Lake, MI
What school district is 10094 Elizabeth Lake Road, White Lake, MI in?
Per MLS# 20261038036, this property is served by Huron Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261038036, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261038036, the most recent reported annual property tax for 10094 Elizabeth Lake Road, White Lake, MI is $6,768. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 10094 Elizabeth Lake Road, White Lake, MI eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 10094 Elizabeth Lake Road, White Lake, MI is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$5,057
Monthly$421
Millage rate28.7703 mills
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,827
Principal & interest$3,405
Property taxes$421
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10094 Elizabeth Lake Road, White Lake, MI
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Municipality
White Lake Township
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County
Oakland County
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