Sold
1017 Court Street, St. Joseph, MI 49085
Sold on 06/18/2026 for$413,500
MLS # 26019288 (Michigan Regional Information Center (MichRIC))
2 beds3 baths1,402 sqftBuilt 19210.13 acres
1 / 51
Listing Description
MULTIPLE OFFERS RECEIVED. All offers due by Monday, 5/4 at 5pm. This is the home you've been waiting for! Located on a quiet corner lot in downtown St Joe, this 2 bed, 3 FULL bath bungalow has all the features you've been searching for. Step inside the foyer and you'll immediately appreciate all of the original details and updates done with care and charm. The living room opens up to the dining room with (coffered ceiling!) and beautifully updated kitchen- you'll be sure to appreciate the original wood floors and built ins! Off of the living room, the primary bedroom features a walk-in closet and updated en-suite bath. Down the hall, we have yet another updated bath and second bedroom, this one with cedar closet! The sun room provides a welcoming place for plants or morning coffee. In the kitchen, you'll find ample counter space, updated appliances, exposed brick, and a generous pantry area with plenty of room for storage.
Source: SparkMLS
About this home
This 2-bedroom, 3-bath, 1,402 sq ft home built in 1921 sits in St Joseph in St. Joseph.
Closed at $413,500 (about $295/sq ft).
Annual property taxes run approximately $3,230 ($269/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms3
Living Area1,402 sqft
Lot Size0.13 acres
Year Built1921
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
ConstructionBrick, Stone, Vinyl Siding
BasementFull
Garage2 spaces
HeatingHot Water, Radiant
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorBroadband, Pantry
Sale & Financing
Listed4/30/2026
Sold Date6/17/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$750
Source: SparkMLS
Tax Information
Annual Tax$3,230
Tax Year2025
Assessed Value$80,462
Parcel #11-76-3160-0134-00-1
Source: SparkMLS
Legal Description
THE SWLY 44'OF LOT 5 BLK 54 HOYT'S ADD TO CITY OF ST JOSEPH WHOSE NELY BDY IS PAR TO SWLY BDY OF SD LOT 5
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cameron Mammina
RE/MAX Harbor Country
Frequently Asked Questions about 1017 Court Street, St. Joseph, MI 49085
Which school district serves 1017 Court Street, St. Joseph, MI 49085?
Per MLS# 26019288, 1017 Court Street, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26019288, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1017 Court Street, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $3,230 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1017 Court Street, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1017 Court Street, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1017 Court Street, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$2,588
Principal & interest$2,588
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1017 Court Street, St. Joseph, MI 49085
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Municipality
St Joseph
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