Sold
1020 N Cochran, Charlotte, MI 48813
Sold on 06/18/2026 for$300,000
MLS # 295868 (Greater Lansing Association of REALTORS®)
3 beds3 bathsBuilt 19692.01 acres
1 / 42
Listing Description
Nestled on 2 acres at the edge of town, this beautiful hilltop property offers peaceful views and exceptional privacy. The home features 3 bedrooms and 2 bathrooms with a spacious open floor plan, including large living and dining areas perfect for entertaining. The walkout lower level boasts an incredible family room and recreation area highlighted by a fieldstone fireplace with insert, along with a kitchenette and bathroom. Convenient laundry areas are located on both the main and lower levels for added functionality., Improvements: Lower Level Kitchen
Source: SparkMLS
About this home
3-bedroom, 3-bath home in Charlotte in Charlotte built in 1969.
Final sale price: $300,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Lot Size2.01 acres
Year Built1969
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
Construction & Systems
ConstructionAluminum Siding, Brick
BasementOther, Walk-Out Access, Full
Garage4 spaces
SewerPublic
Sale & Financing
Listed5/11/2026
Sold Date6/17/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Eric Crandall
WEICHERT, REALTORS- Emerald Properties
Frequently Asked Questions about 1020 N Cochran, Charlotte, MI 48813
Is 1020 N Cochran, Charlotte, MI 48813 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1020 N Cochran, Charlotte, MI 48813 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
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Monthly payment$1,939
Principal & interest$1,939
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1020 N Cochran, Charlotte, MI 48813
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Municipality
Charlotte
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