Sold
1027 River Road, St. Clair, MI 48079
Sold on 09/29/2025 for$420,000
MLS # 20251017437 (Realcomp)
5 beds2 baths3,222 sqftBuilt 19500.14 acres
1 / 37
Listing Description
Update House is Active Back on Market!!Come enjoy this beautiful home with waterfront living in this contemporary masterpiece nestled along the picturesque shores of the St. Clair River. The house have breathtaking views, modern amenities, and unparalleled access to the water, this home offers a lifestyle of luxury and tranquility. Step into your personal paradise with this 5 bedroom, 2 bathrooms home spanning over 2,200 square feet of living space, featuring a walkout basement and two exterior balcony decks. House was remodeled in 2024. House also includes a private room right off the boat dock. Pull your boat into your own slip and call this masterpiece home. BATVAI!!
Source: SparkMLS
About this home
This 5-bedroom, 2-bath, 3,222 sq ft home built in 1950 sits in St Clair Township in St. Clair.
Final sale price: $420,000 (about $130/sq ft).
Property tax estimate: $3,513 per year ($293/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 5 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area3,222 sqft
Lot Size0.14 acres
Year Built1950
Stories2
Location
CitySt. Clair
MunicipalitySt. Clair Twp
Zip Code48079
CountySt. Clair
School DistrictEast China School District
Construction & Systems
ConstructionAluminum Siding
BasementWalk-Out Access
HeatingForced Air
WaterPublic
InteriorBasement Finished
Sale & Financing
Listed7/15/2025
Sold Date9/28/2025
Original Price$420,000
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,513
Parcel #74306500004000
Source: SparkMLS
Legal Description
LOT 4 STEPHENSON RIVER SUBDIVISION T5NR17E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mark Fleming
Community Choice Realty Inc
Frequently Asked Questions about 1027 River Road, St. Clair, MI 48079
Which school district serves 1027 River Road, St. Clair, MI 48079?
Per MLS# 20251017437, 1027 River Road, St. Clair, MI 48079 is in the East China School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact East China School District directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251017437, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1027 River Road, St. Clair, MI 48079?
Per public tax records, annual property taxes for this property are $3,513. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1027 River Road, St. Clair, MI 48079 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1027 River Road, St. Clair, MI 48079 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1027 River Road, St. Clair, MI 48079. The maximum advertised download speed is 1.2 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1027 River Road, St. Clair, MI 48079?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Clair Twp police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,724
Principal & interest$2,724
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
XfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1027 River Road, St. Clair, MI 48079
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Municipality
St Clair Township
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