For Sale
103 Lincoln Drive, Bay City, MI 48706
$199,990
MLS # 50203736 (MiRealSource)
3 beds1 bathBuilt 19510.14 acres
1 / 15
Listing Description
Step into the warmth of your dream home, nestled in the charming Bangor Township! This beautiful residence features three cozy bedrooms and a tastefully updated bathroom. You’ll appreciate the peace of mind that comes with a roof that's only three years old, ensuring durability. The gorgeous hardwood flooring extends a warm welcome throughout the home, making it the perfect backdrop for memorable evenings by the fireplace during those chilly months. Step outside to discover a lovely yard that’s 98% fenced, ideal for your gardening dreams, surrounded by lush green grass to soak in the sun on the patio, just a few steps from the side entry. Additionally, you'll find an oversized shed and a roomy 1.5-car garage, providing all the storage you could hope for. Adventure awaits just around the corner with state parks and the picturesque Lake Huron shoreline nearby, all while being conveniently located just 3 miles from shopping, schools, and medical facilities. This home is not just a place to live; it’s an invitation to embrace a vibrant lifestyle brimming with possibilities.
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Bay City built in 1951.
Listed at $199,990.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.14 acres
Year Built1951
Location
CityBay City
MunicipalityBangor Twp
Zip Code48706
CountyBay
School DistrictBangor
Construction & Systems
ConstructionBrick
BasementCrawl Space
Garage1.5 spaces
SewerPublic
Sale & Financing
Listed4/6/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Alicia Manceau
Century 21 Signature Realty Midland
Frequently Asked Questions about 103 Lincoln Drive, Bay City, MI 48706
Which school district serves 103 Lincoln Drive, Bay City, MI 48706?
Per MLS# 50203736, 103 Lincoln Drive, Bay City, MI 48706 is in the Bangor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bangor directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50203736, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 103 Lincoln Drive, Bay City, MI 48706 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 103 Lincoln Drive, Bay City, MI 48706 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 103 Lincoln Drive, Bay City, MI 48706?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bangor Twp police department or the Bay County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
103 Lincoln Drive, Bay City, MI 48706
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