Sold
10304 Lost Valley Rd 12, Montague, MI 49437
Sold on 08/04/2025 for$349,900
MLS # 25034824 (Michigan Regional Information Center (MichRIC))
2 beds1 bath800 sqftBuilt 19821.25 acres
1 / 43
Listing Description
Charming 2-Bedroom Cottage in Secluded Wintony Association with Lake Michigan Access! Tucked away in the peaceful and private Wintony Woods Association, this meticulously maintained 2-bedroom home offers the ultimate Lake Michigan lifestyle. Just 1/10th of a mile from 1,400 feet of deeded, shared Lake Michigan access, you'll enjoy sunsets, strolls on the beach, and the soothing sound of waves right at your fingertips. This cozy, fully furnished cottage is built into a natural hillside, creating a unique and serene setting. The spacious 3-season attached porch is perfect for morning coffee, summer dinners, or quiet evenings enjoying the breeze. Whether you're seeking a year-round retreat or seasonal getaway, this home has it all—location, charm, and comfort. Just unpack and relax
Source: SparkMLS
About this home
Located in White River Township in Montague, this property offers 2-bedroom, 1-bath, 800 sq ft, with original construction dating to 1982.
Final sale price: $349,900 (about $437/sq ft).
Property tax estimate: $2,392 per year ($199/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 6 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area800 sqft
Lot Size1.25 acres
Year Built1982
Stories1
Location
CityMontague
MunicipalityWhite River Twp
Zip Code49437
CountyMuskegon
School DistrictMontague Area Public Schools
Construction & Systems
StyleOther
ConstructionWood Siding
BasementOther
HeatingNone
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, High-Speed Internet
InteriorBroadband, Eat-in Kitchen
Sale & Financing
Listed7/14/2025
Sold Date8/3/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$600 / Annually
IncludesWater, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$2,392
Tax Year2025
Assessed Value$47,266
Parcel #01-110-300-0007-12
Source: SparkMLS
Legal Description
White River Township Wintony Woods Association Unit 12
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shannon Chapman Brown
RE/MAX West
Frequently Asked Questions about 10304 Lost Valley Rd 12, Montague, MI 49437
Which school district serves 10304 Lost Valley Rd 12, Montague, MI 49437?
Per MLS# 25034824, 10304 Lost Valley Rd 12, Montague, MI 49437 is in the Montague Area Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Montague Area Public Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25034824, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10304 Lost Valley Rd 12, Montague, MI 49437?
Per public tax records, annual property taxes for this property are $2,392 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10304 Lost Valley Rd 12, Montague, MI 49437 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10304 Lost Valley Rd 12, Montague, MI 49437 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 10304 Lost Valley Rd 12, Montague, MI 49437. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 10304 Lost Valley Rd 12, Montague, MI 49437?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the White River Twp police department or the Muskegon County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,319
Principal & interest$2,269
HOA$50
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
TruestreamFiber
1 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsFrontierDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10304 Lost Valley Rd 12, Montague, MI 49437
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Municipality
White River Township
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