Sold
104 Mechanic Street, Sturgis, MI 49091
Sold on 02/20/2026 for$237,500
MLS # 25059942 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,716 sqftBuilt 19510.21 acres
1 / 18
Listing Description
Charming and beautifully maintained 3-bedroom, 2.5-bath ranch in downtown Sturgis, offering a wonderful blend of character and modern updates. Warm, inviting spaces welcome you throughout the home, including a main bathroom featuring a tub with tile surround and a separate stand-up shower, fully remodeled in 2022, along with an updated full bath and convenient main-level laundry completed the same year. The kitchen received new flooring in 2022, and the main bedroom was completely renovated in 2024, providing a fresh, comfortable retreat. Major improvements include a new natural gas hot water boiler installed in 2024 and a 200-amp electrical service updated in 2020. The basement adds even more appeal with a spacious recreation room and bar area perfect for gatherings with family and friends.
Source: SparkMLS
About this home
Located in Sturgis in Sturgis, this property offers 3-bedroom, 3-bath, 2,716 sq ft, with original construction dating to 1951.
Closed at $237,500 (about $87/sq ft).
Estimated annual property tax: $2,543, or about $212 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers. Electric service is provided by City of Sturgis; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,716 sqft
Lot Size0.21 acres
Year Built1951
Stories1
Location
CitySturgis
MunicipalitySturgis City
Zip Code49091
CountySt. Joseph
School DistrictSturgis
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull
Garage2 spaces
HeatingHot Water
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Wet Bar, Pantry
Sale & Financing
Listed11/25/2025
Sold Date2/19/2026
Original Price$265,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Concessions$6,000
Source: SparkMLS
Tax Information
Annual Tax$2,543
Tax Year2025
Assessed Value$57,972
Parcel #052-100-047-00
Source: SparkMLS
Legal Description
E 77 FT OF LOT 10 EXC N 60.5 FT. BLK 45. B C BUCK ADD. CITY OF STURGIS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Grace Roberts Elevate Team
Michigan Top Producers
Frequently Asked Questions about 104 Mechanic Street, Sturgis, MI 49091
What school district is 104 Mechanic Street, Sturgis, MI 49091 in?
Per MLS# 25059942, this property is served by Sturgis. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25059942, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25059942, the most recent reported annual property tax for 104 Mechanic Street, Sturgis, MI 49091 is $2,543 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 104 Mechanic Street, Sturgis, MI 49091 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 104 Mechanic Street, Sturgis, MI 49091 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 104 Mechanic Street, Sturgis, MI 49091?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Sturgis. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sturgis City police department or the St. Joseph County sheriff's office.
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Monthly payment$1,605
Principal & interest$1,605
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Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessFixed WirelessSatellite
10 providers at this address
FrontierFiber
5 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsLakeland InternetFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Sturgis
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
104 Mechanic Street, Sturgis, MI 49091
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Municipality
Sturgis
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