For Sale
10513 Loughrea Lane, Cement City, MI 49233
$283,500
MLS # 26005677 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,132 sqftBuilt 20040.35 acres
1 / 33
Listing Description
PRICE CHANGE is due to an employment opportunity for the sellers. Don't miss your opportunity to own this stunning 4-bedroom, 2.5-bath home with lake access to private, all-sports Lake Sommerset. What an incredible lifestyle featuring a large boat launch, three beach parks, exceptional fishing, and a unique, usable association-owned island. The home features a bright and airy open-concept main floor, which includes the primary suite, two additional bedrooms, and main floor laundry. The finished walk-out basement adds significant living space, featuring a spacious family room with a fireplace perfect for entertaining, and a private fourth bedroom and bathroom. Schedule your showing today!
Source: SparkMLS
About this home
Located in Cement City, this property offers 4-bedroom, 3-bath, 2,132 sq ft, with original construction dating to 2004.
Currently offered at $283,500 (about $133/sq ft).
Estimated annual property tax: $3,355, or about $280 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,132 sqft
Lot Size0.35 acres
Year Built2004
Stories1
Location
CityCement City
MunicipalitySomerset Twp
Zip Code49233
CountyHillsdale
School DistrictAddison
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed2/16/2026
Original Price$298,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,355
Tax Year2025
Assessed Value$128,230
Parcel #04-210-001-234
Source: SparkMLS
Legal Description
LOT 231 LAKE SOMERSET - ROLLING MEADOWS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Diana Carson
Key Realty One, LLC
Frequently Asked Questions about 10513 Loughrea Lane, Cement City, MI 49233
What school district is 10513 Loughrea Lane, Cement City, MI 49233 in?
Per MLS# 26005677, this property is served by Addison. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 10513 Loughrea Lane, Cement City, MI 49233?
Per MLS# 26005677, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26005677, the most recent reported annual property tax for 10513 Loughrea Lane, Cement City, MI 49233 is $3,355 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 10513 Loughrea Lane, Cement City, MI 49233 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 10513 Loughrea Lane, Cement City, MI 49233 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Somerset Twp police department or the Hillsdale County sheriff's office.
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Monthly payment$1,839
Principal & interest$1,839
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10513 Loughrea Lane, Cement City, MI 49233
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County
Lenawee County
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