Under Contract
10532 US 23 Highway, Cheboygan, MI 49721
$125,000
MLS # 201840099
2 beds1 bathBuilt 19653.44 acres
1 / 16
Listing Description
Looking for a sturdy, affordable frame-built home with just over 3 acres? This property has so much potential. It offers the perfect blend of comfort, privacy, and Northern Michigan adventure. Conveniently located just 12 miles east of Cheboygan near Hammond Bay Harbor on beautiful Lake Huron, you'll enjoy easy access to boating, fishing, and endless outdoor recreation. Love to explore? Miles of nearby Rails-to-Trails await for biking, hiking, and ORV adventures on Black Mountain, while nearby state land offers excellent hunting opportunities right out your back door. Whether you're starting out, slowing down, or simply searching for that peaceful up-north getaway, this property fits every stage of life. Seller is selling ''As Is'', Age: 31+ Years Approx
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Cheboygan built in 1965.
Listed at $125,000.
Electric service is provided by Presque Isle Electric & Gas Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size3.44 acres
Year Built1965
Location
CityCheboygan
MunicipalityBenton Twp
Zip Code49721
CountyCheboygan
Sale & Financing
Listed5/17/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by MI Integrity Team Scott Green Melissa Brazier
COLDWELL BANKER SCHMIDT INDIAN RIVER
Frequently Asked Questions about 10532 US 23 Highway, Cheboygan, MI 49721
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10532 US 23 Highway, Cheboygan, MI 49721 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10532 US 23 Highway, Cheboygan, MI 49721 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 10532 US 23 Highway, Cheboygan, MI 49721?
Per Michigan Public Service Commission service territory data: Electric: Presque Isle Electric & Gas Cooperative. Gas: Presque Isle Electric & Gas Cooperative. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Twp police department or the Cheboygan County sheriff's office.
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Monthly payment$811
Principal & interest$811
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Presque Isle Electric & Gas Cooperative
Co-op
Presque Isle Electric & Gas Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
10532 US 23 Highway, Cheboygan, MI 49721
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