Sold
10590 Emerald Drive, Cement City, MI 49233
Sold on 09/05/2025 for$537,500
MLS # 25039733 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,757 sqftBuilt 19960.3 acres
1 / 64
Listing Description
Beachfront Oasis on Private Lake Somerset Welcome to your new home at 10590 Emerald Drive, an unbelievable beachfront oasis on the highly sought-after private Lake Somerset. This is more than just a house; it's a lifestyle. Perfectly suited for year-round living or a seasonal summer getaway, this home offers everything you need to enjoy the best of lake life. Step inside and be captivated by the amazing upgrades, including elegant stone countertops, beautiful tile flooring, and updated bathrooms. The home is flooded with natural light from expansive windows that offer stunning views of the peaceful, no-wake bay—the perfect spot for swimming and fishing right from your own backyard.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,757 sq ft home in Cement City built in 1996.
Final sale price: $537,500 (about $195/sq ft).
Property tax estimate: $178,295 per year ($14,858/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,757 sqft
Lot Size0.3 acres
Year Built1996
Stories1
Location
CityCement City
MunicipalitySomerset Twp
Zip Code49233
CountyHillsdale
School DistrictAddison Community Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Center Island, Eat-in Kitchen
Sale & Financing
Listed8/6/2025
Sold Date9/4/2025
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$200 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$178,295
Tax Year2025
Assessed Value$178,295
Parcel #04-195-001-074
Source: SparkMLS
Legal Description
LOT 73 HILLANDALE AT LAKE SOMERSET
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by BRETT MILES
Century 21 Affiliated - Jackson
Frequently Asked Questions about 10590 Emerald Drive, Cement City, MI 49233
Which school district serves 10590 Emerald Drive, Cement City, MI 49233?
Per MLS# 25039733, 10590 Emerald Drive, Cement City, MI 49233 is in the Addison Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Addison Community Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25039733, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10590 Emerald Drive, Cement City, MI 49233?
Per public tax records, annual property taxes for this property are $178,295 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10590 Emerald Drive, Cement City, MI 49233 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10590 Emerald Drive, Cement City, MI 49233 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 10590 Emerald Drive, Cement City, MI 49233. The maximum advertised download speed is 7.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 10590 Emerald Drive, Cement City, MI 49233?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Somerset Twp police department or the Hillsdale County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,584
Principal & interest$3,567
HOA$17
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatellite
9 providers at this address
FrontierFiber
7 GbpsXfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
25 MbpsDMCI Broadband LLCLicensed Fixed Wireless
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10590 Emerald Drive, Cement City, MI 49233
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County
Lenawee County
View county overview →
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