Sold
1060 Cross Street, Saginaw, MI 48602
Sold on 05/18/2026 for$163,000
MLS # 20261017483 (Realcomp)
4 beds1 bath2,185 sqftBuilt 19520.24 acres
1 / 44
Listing Description
Cross into convenience. Stay for the quiet. Dead-end street living in Saginaw Twp schools on a corner lot with access to everything just minutes away. Spacious 4-bedroom home invites you to slow down and settle in with updates within the last few years include furnace, AC, water heater, mostly new electrical and plumbing. With nearly 2,200 sq ft living space, there’s room for everyone—and then some with waterproofed basement (2024) and generous storage options. Throughout the home, sleek LVP flooring ties each space together, creating a effortless flow with a cozy living room with fireplace and built-ins, and the kitchen featuring newer cabinets and stainless appliances. Step outside and you’ll find a fenced backyard perfect for relaxing, entertaining, or simply enjoying the calm of the woods owned by Saginaw Twp just beyond your property line with garden shed. While it feels like a quiet retreat, you’re still just minutes from Expressway 675, shopping, dining, and top-rated Saginaw Township schools—giving you the perfect balance of privacy and convenience.
Source: SparkMLS
About this home
4-bedroom, 1-bath, 2,185 sq ft home in Saginaw Township in Saginaw built in 1952.
Closed at $163,000 (about $75/sq ft).
Property tax estimate: $3,832 per year ($319/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area2,185 sqft
Lot Size0.24 acres
Year Built1952
Stories2
Location
CitySaginaw
MunicipalitySaginaw Twp
Zip Code48602
CountySaginaw
School DistrictSaginaw Twp
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/18/2026
Sold Date5/17/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,832
Parcel #23124141213000
Source: SparkMLS
Legal Description
LOT 13 ORCHARD LAWN A PART OF SE1/4 OF NE1/4 SEC 14 T12N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Rachel M Opperman Clark
Knockout Real Estate
Frequently Asked Questions about 1060 Cross Street, Saginaw, MI 48602
What school district is 1060 Cross Street, Saginaw, MI 48602 in?
Per MLS# 20261017483, this property is served by Saginaw Twp. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1060 Cross Street, Saginaw, MI 48602?
Per MLS# 20261017483, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261017483, the most recent reported annual property tax for 1060 Cross Street, Saginaw, MI 48602 is $3,832. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1060 Cross Street, Saginaw, MI 48602 eligible for USDA financing?
Per USDA Rural Development boundary data, 1060 Cross Street, Saginaw, MI 48602 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1060 Cross Street, Saginaw, MI 48602 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,096
Principal & interest$1,096
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1060 Cross Street, Saginaw, MI 48602
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Municipality
Saginaw Township
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