For Sale
1064 Bay View Drive, Coldwater, MI 49036
$1,100,000
MLS # 26004357 (Michigan Regional Information Center (MichRIC))
6 beds4 baths4,200 sqftBuilt 19750.66 acres
1 / 41
Listing Description
Welcome to Lake George with 78 feet of sandy lakefront where you'll enjoy both the location and the newly remodeled home. We added 1000 square feet of living space that includes a private suite on the top floor. The remodel includes an all new, open concept kitchen, two new fireplaces, one remodeled bath and two new baths. The front of the house is redesigned for wide views bringing that beautiful lake scenery indoors. The 28 foot deck facing the water is also new. The top floor suite includes a fireplace, walk in closet and full bath, plus a balcony. The home also has a new roof and new siding. Sellers will consider buyers preferences on finishing touches and then complete the remodel before closing. There are now six bedrooms and four full baths in 4200 square feet for you to enjoy. The backlot includes a pole barn. 'Life seems a little closer to heaven on Lake George.'
Source: SparkMLS
About this home
6-bedroom, 4-bath, 4,200 sq ft home in Coldwater built in 1975.
Currently offered at $1,100,000 (about $262/sq ft).
Estimated annual property tax: $5,385, or about $449 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 300 Mbps from 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms6
Bathrooms4
Living Area4,200 sqft
Lot Size0.66 acres
Year Built1975
Stories2
Location
CityColdwater
MunicipalityColdwater
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleContemporary
ConstructionWood Siding
BasementWalk-Out Access
Garage2 spaces
HeatingBaseboard, Forced Air, Wall Furnace
WaterWell
SewerPublic
UtilitiesNatural Gas Connected
InteriorBroadband, Center Island
Sale & Financing
Listed2/5/2026
Original Price$1,195,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,385
Tax Year2024
Assessed Value$306,200
Parcel #150-B15-000-003-00
Source: SparkMLS
Legal Description
LOT 3 BAY VIEW PLAT SEC 16 & 21 T8S R6W Note, 2 parcels 150B1500000300 is lakefront. 150B1600000300 is the back lot.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ralph Rorick
Coldwell Banker Real Estate Group
Frequently Asked Questions about 1064 Bay View Drive, Coldwater, MI 49036
Which school district serves 1064 Bay View Drive, Coldwater, MI 49036?
Per MLS# 26004357, 1064 Bay View Drive, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26004357, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1064 Bay View Drive, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $5,385 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1064 Bay View Drive, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1064 Bay View Drive, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1064 Bay View Drive, Coldwater, MI 49036. The maximum advertised download speed is 300 Mbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1064 Bay View Drive, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater police department or the Branch County sheriff's office.
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Monthly payment$7,135
Principal & interest$7,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
300 Mbps
Upload
30 Mbps
Licensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteFixed WirelessDSL
10 providers at this address
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMetaLINK Technologies IncUnlicensed Fixed Wireless
200 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsLakeland InternetFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsLocl.NetFixed Wireless
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1064 Bay View Drive, Coldwater, MI 49036
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