For Sale
10692 Garfield Street, Coopersville, MI 49404
$1,290,000
MLS # 26019872 (Michigan Regional Information Center (MichRIC))
5 beds4 baths4,440 sqftBuilt 199813 acres
1 / 68
Listing Description
Wake up to the quiet beauty of waterfront living, where 13 private wooded acres and 470 feet of frontage along Jubb's Bayou set the tone for a life of peace, space, and connection to nature. With direct access to the Grand River just 1.5 miles away, days are spent kayaking, fishing, hunting or simply enjoying the stillness of your surroundings. This 5-bedroom, 3.5-bath residence offers over 4,900 square feet designed for both everyday comfort and effortless entertaining. Thoughtfully equipped with geothermal heating and cooling, a whole-house generator, and a premium reverse osmosis water system, the home blends efficiency with ease. A handcrafted Amish barn and private boathouse complete the setting, creating a lifestyle that feels like a retreat, yet remains just minutes from town within the Spring Lake School District. Sellers Concessions offered.
Source: SparkMLS
About this home
This 5-bedroom, 4-bath, 4,440 sq ft home built in 1998 sits in Crockery Township in Coopersville.
Asking $1,290,000 (about $291/sq ft).
Estimated annual property tax: $11,680, or about $973 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area4,440 sqft
Lot Size13 acres
Year Built1998
Stories2
Location
CityCoopersville
MunicipalityCrockery Twp
Zip Code49404
CountyOttawa
School DistrictSpring Lake
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air, Hot Water
WaterWell
SewerSeptic Tank
UtilitiesCable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/4/2026
Original Price$1,400,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$11,680
Tax Year2025
State Equalized Value$466,400
Taxable Value$389,023
Assessed Value$389,023
Homestead (PRE)100%
Parcel #70-04-35-200-020
Source: Public Records
Legal Description
PART OF NE 1/4 COM 2161.95 FT W OF NE SEC COR, TH E 33 FT, S 0D 08M 49S E 998 FT, E 437 FT, S 0D 08M 49S E 1134 FT TO WATERS EDGE OF HILLMANS BAYOU, NW'LY ALG SD WATERS EDGE TO A PT S 0D 08M 49S E 2032 FT M/L FROM BEG, TH N 0D 08M 49S W 2032 FT M/L T O BEG. SEC 35 T8N R15W 12.45 AC
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nicole Hansen
616 Realty LLC
Frequently Asked Questions about 10692 Garfield Street, Coopersville, MI 49404
Which school district serves 10692 Garfield Street, Coopersville, MI 49404?
Per MLS# 26019872, 10692 Garfield Street, Coopersville, MI 49404 is in the Spring Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Spring Lake directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26019872, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10692 Garfield Street, Coopersville, MI 49404?
Per public tax records, annual property taxes for this property are $11,680 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10692 Garfield Street, Coopersville, MI 49404 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10692 Garfield Street, Coopersville, MI 49404 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 10692 Garfield Street, Coopersville, MI 49404?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Crockery Twp police department or the Ottawa County sheriff's office.
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Monthly payment$8,367
Principal & interest$8,367
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10692 Garfield Street, Coopersville, MI 49404
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Municipality
Crockery Township
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