For Sale
107 E Congress Street, Belding, MI 48809
$249,900
MLS # 26021033 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,516 sqftBuilt 19000.1 acres
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Listing Description
Beautifully updated home blending historic charm with modern amenities in an unbeatable location just steps from downtown shops, restaurants, parks, schools, the Flat River Trail, and local cafes. Completely remodeled from top to bottom, this move-in ready home features a NEW roof, siding, windows, kitchen, flooring, paint throughout, two full bathrooms, updated electrical and plumbing, plus a newer furnace and water heater. The spacious living room offers plenty of room to gather, while the 4-season porch and finished lower-level play/recreation area provide additional flexible living space. Enjoy relaxing or entertaining in the private backyard, all while being conveniently located near public access to the Flat River and East Riverside Park just a half mile away. With so many major updates already completed, this home is truly turn-key and won't last long. Schedule your private showing today!
Source: SparkMLS
About this home
Located in Belding in Belding, this property offers 4-bedroom, 2-bath, 1,516 sq ft, with original construction dating to 1900.
Listed at $249,900 (about $165/sq ft).
Estimated annual property tax: $1,361, or about $113 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,516 sqft
Lot Size0.1 acres
Year Built1900
Stories2
Location
CityBelding
MunicipalityBelding City
Zip Code48809
CountyIonia
School DistrictBelding
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/7/2026
Original Price$254,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,361
Tax Year2025
Assessed Value$22,325
Parcel #403-180-000-375-00
Source: SparkMLS
Legal Description
CITY OF BELDING SUPV MOONS PLAT W 1/2 LOT 118
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kimberly Hensley
RE/MAX United (Main)
Frequently Asked Questions about 107 E Congress Street, Belding, MI 48809
Which school district serves 107 E Congress Street, Belding, MI 48809?
Per MLS# 26021033, 107 E Congress Street, Belding, MI 48809 is in the Belding boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Belding directly to confirm enrollment eligibility.
What financing options are available for 107 E Congress Street, Belding, MI 48809?
Per MLS# 26021033, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 107 E Congress Street, Belding, MI 48809?
Per public tax records, annual property taxes for this property are $1,361 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 107 E Congress Street, Belding, MI 48809 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 107 E Congress Street, Belding, MI 48809 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 107 E Congress Street, Belding, MI 48809?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Belding City police department or the Ionia County sheriff's office.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
107 E Congress Street, Belding, MI 48809
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Municipality
Belding
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