Sold
10701 SW Torch Lake Drive, Rapid City, MI 49676
Sold on 04/07/2026 for$970,000
MLS # 1933873 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19630.46 acres
1 / 48
Listing Description
Torch Lake, 50' of private frontage! This adorable and well maintained 3 bedroom cottage is a Torch Lake classic. Open floor plan features snack bar seating, cozy fireplace and glass door wall that leads to the lakeside deck. Spend your summer days exploring Torch Lake and the entire Chain of Lakes, then enjoy starry evenings by the lakeside fire pit. Within minutes to several waterfront communities, including Elk Rapids, Alden and Bellaire with restaurants, golf courses, wineries and shopping. Don't miss this opportunity to start creating your own Torch Lake memories and family traditions at your new cottage this summer!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1963 sits in Rapid City.
Final sale price: $970,000.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.46 acres
Year Built1963
Stories1
Location
CityRapid City
Zip Code49676
CountyAntrim
Construction & Systems
BasementCrawl Space
HeatingWall Furnace
WaterPrivate Water
Sale & Financing
Listed5/15/2025
Sold Date4/6/2026
Original Price$1,100,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by James L Garrow
Bayside Real Estate
Frequently Asked Questions about 10701 SW Torch Lake Drive, Rapid City, MI 49676
Can I use FHA or VA financing for this property?
Per MLS# 1933873, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10701 SW Torch Lake Drive, Rapid City, MI 49676 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 10701 SW Torch Lake Drive, Rapid City, MI 49676?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$6,454
Principal & interest$6,454
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10701 SW Torch Lake Drive, Rapid City, MI 49676
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