Under Contract
10723 Black Bear Road, Kalkaska, MI 49646
$299,900
MLS # 1945372 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19780.88 acres
1 / 61
Listing Description
Tucked away on nearly 1 acre with 100 feet of private frontage on peaceful Cub Lake, this fully furnished up-north retreat offers breathtaking water views, incredible fishing, and the relaxing sounds of loons from every corner of the property. Opportunities like this are hard to find—especially true private lake frontage under $300,000 in Northern Michigan. The home and property comes fully furnished including the dock, canoe, kayaks, and even a lakeside boat shed with electricity, making it ready to enjoy from day one. The shoreline features a sandy area perfect for relaxing, while recent updates include new siding and metal roofs on the home, garage, and boat shed, along with added insulation in the home. Also featuring a drive-through detached 1.5-car garage, this is a rare opportunity to own affordable private waterfront in a truly peaceful setting.
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Kalkaska built in 1978.
Asking $299,900.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.88 acres
Year Built1978
Stories1
Location
CityKalkaska
Zip Code49646
CountyKalkaska
Construction & Systems
BasementOther
HeatingBaseboard, Wood
WaterPrivate Water
Sale & Financing
Listed5/18/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Weston Buchan
REO-TCRandolph-233022
Frequently Asked Questions about 10723 Black Bear Road, Kalkaska, MI 49646
What type of financing is accepted for this listing?
Per MLS# 1945372, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 10723 Black Bear Road, Kalkaska, MI 49646 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: Consumers Energy Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,945
Principal & interest$1,945
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10723 Black Bear Road, Kalkaska, MI 49646
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