For Sale
10766 Old Highway 99, Montague, MI 49437
$385,000
MLS # 26028025 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,484 sqftBuilt 19769.9 acres
1 / 37
Listing Description
Welcome to this charming 3-bedroom, 2-bath ranch nestled on nearly 10 acres in Montague, just minutes from the shores of Lake Michigan. The main level features a comfortable living room complete with a cozy pellet stove for those chilly winter evenings, a kitchen with dining area, two bedrooms, and a full bath. The partial finished lower level offers a spacious family room, a large third bedroom with an oversized walk-in closet, and egress windows for added safety and natural light. Energy efficiency is a standout feature of this home. Powered entirely by electricity, including your own 2.4 kW solar panel system, you'll enjoy significant savings on utility costs. The geothermal heating system provides efficient year-round comfort, and central air conditioning keeps things cool during Michigan's warm summer months. Step outside and explore the peaceful, winding trails that meander through your private wooded paradise. Nature lovers will appreciate the abundant wildlife,
Source: SparkMLS
About this home
Located in White River Township in Montague, this property offers 3-bedroom, 2-bath, 1,484 sq ft, with original construction dating to 1976.
Currently offered at $385,000 (about $259/sq ft).
Annual property taxes run approximately $2,090 ($174/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,484 sqft
Lot Size9.9 acres
Year Built1976
Stories1
Location
CityMontague
MunicipalityWhite River Twp
Zip Code49437
CountyMuskegon
School DistrictMontague
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air, Other
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed6/8/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,090
Tax Year2026
Assessed Value$82,901
Parcel #01-111-200-0009-00
Source: SparkMLS
Legal Description
WHITE RIVER TOWNSHIP SEC 11 T12N R18W N 1/4 OF SE 1/4 OF NE 1/4
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Greg S Bush
Greenridge Realty White Lake
Frequently Asked Questions about 10766 Old Highway 99, Montague, MI 49437
Which school district serves 10766 Old Highway 99, Montague, MI 49437?
Per MLS# 26028025, 10766 Old Highway 99, Montague, MI 49437 is in the Montague boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Montague directly to confirm enrollment eligibility.
What financing options are available for 10766 Old Highway 99, Montague, MI 49437?
Per MLS# 26028025, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10766 Old Highway 99, Montague, MI 49437?
Per public tax records, annual property taxes for this property are $2,090 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10766 Old Highway 99, Montague, MI 49437 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10766 Old Highway 99, Montague, MI 49437 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 10766 Old Highway 99, Montague, MI 49437?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the White River Twp police department or the Muskegon County sheriff's office.
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Monthly payment$2,497
Principal & interest$2,497
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10766 Old Highway 99, Montague, MI 49437
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Municipality
White River Township
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