Sold
108 W Chapel Lane, Midland, MI 48640
Sold on 04/17/2026 for$395,000
MLS # 50201776 (MiRealSource)
4 beds2 bathsBuilt 19770.31 acres
1 / 45
Listing Description
CHARMING ON CHAPEL! Welcome home to this recently updated two-story home offering nearly 2,000 sq ft of thoughtfully designed living space in a desirable Midland neighborhood. This home offers 4 spacious bedrooms, 2 full bathrooms, and 2 half baths. With fresh paint, new light fixtures, and carpet throughout the home making it completely move in ready! Step inside to a warm and inviting living room featuring a cozy fireplace. The updated kitchen is a chef’s dream, showcasing granite countertops, stainless steel appliances, and ample cabinetry. Upstairs, the primary suite is a true retreat with a bay window, private en-suite bathroom, and a generous walk-in closet. The additional bedrooms offer great space for family, guests, or a home office. Enjoy movie nights or game days in the basement with new ceiling, a home theater setup and bathroom that is all newly renovated. Outside, the fully fenced large backyard is perfect for gatherings, featuring a large deck and a built-in fire pit. Additional highlights include a 2.5-car attached garage, main floor laundry, and fantastic curb appeal. Conveniently located close to schools, parks, shopping, and dining. Don’t miss your chance to call this Midland gem your home, schedule your private showing today!
Source: SparkMLS
About this home
4-bedroom, 2-bath home in Midland in Midland built in 1977.
This home sold for $395,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.31 acres
Year Built1977
Location
CityMidland
MunicipalityMidland
Zip Code48640
CountyMidland
School DistrictMidland
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed3/16/2026
Sold Date4/16/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jim Swanton
Modern Realty
Frequently Asked Questions about 108 W Chapel Lane, Midland, MI 48640
What school district is 108 W Chapel Lane, Midland, MI 48640 in?
Per MLS# 50201776, this property is served by Midland. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50201776, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 108 W Chapel Lane, Midland, MI 48640 eligible for USDA financing?
Per USDA Rural Development boundary data, 108 W Chapel Lane, Midland, MI 48640 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 108 W Chapel Lane, Midland, MI 48640 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Midland police department or the Midland County sheriff's office.
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Monthly payment$2,718
Principal & interest$2,718
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
108 W Chapel Lane, Midland, MI 48640
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Municipality
Midland
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