For Sale
10852 NE Black Bear Road, Kalkaska, MI 49646
$559,000
MLS # 1943523 (Northern Great Lakes REALTORS® MLS)
3 beds3 bathsBuilt 19865 acres
1 / 97
Listing Description
The completely remodeled home will make anyone smile, from upscale stainless appliances, all brand new mechanicals, 3 bedrooms, 3 bathrooms. Cub Lake, half way between Kalkaska and Grayling less then a mile to Blue Bear Trail system, Bear and Cub Lakes and on a paved road. 5 acres of beautiful hardwoods. Make your relatives and friend jealous with your new home.
Source: SparkMLS
About this home
3-bedroom, 3-bath home in Kalkaska built in 1986.
Listed at $559,000.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Lot Size5 acres
Year Built1986
Stories1
Location
CityKalkaska
Zip Code49646
CountyKalkaska
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed4/6/2026
Terms AcceptedCash, Conventional, MSHDA
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chad A Anderson
Coldwell Banker Schmidt-Kalkas
Frequently Asked Questions about 10852 NE Black Bear Road, Kalkaska, MI 49646
Can I use FHA or VA financing for this property?
Per MLS# 1943523, this listing accepts Cash, Conventional, MSHDA financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10852 NE Black Bear Road, Kalkaska, MI 49646 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 10852 NE Black Bear Road, Kalkaska, MI 49646?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: Consumers Energy Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,626
Principal & interest$3,626
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10852 NE Black Bear Road, Kalkaska, MI 49646
View full property history →
Get email alerts for new listings near 10852 NE Black Bear Road
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.