Sold
1086 Union Avenue, Benton Harbor, MI 49022
Sold on 04/29/2026 for$80,000
MLS # 26009893 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,044 sqftBuilt 19240.14 acres
1 / 12
Listing Description
This is a very affordable starter home or investment property. 3 bedrooms, 1 bath, with large dining area. Major upgrades in past several years. Furnace 4-5 years old, Hot water heater 1 tears old, roof and gutters in 2026. Just need some of your cosmetic touches.
Source: SparkMLS
About this home
Located in Benton Harbor in Benton Harbor, this property offers 3-bedroom, 1-bath, 1,044 sq ft, with original construction dating to 1924.
This home sold for $80,000 (about $77/sq ft).
Estimated annual property tax: $870, or about $73 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,044 sqft
Lot Size0.14 acres
Year Built1924
Stories1
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementCrawl Space, Full
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected
Sale & Financing
Listed3/14/2026
Sold Date4/28/2026
Terms AcceptedOther, Cash, Conventional
Concessions$2,400
Source: SparkMLS
Tax Information
Annual Tax$870
Tax Year2025
Assessed Value$14,314
Parcel #11-53-0030-0144-01-0
Source: SparkMLS
Legal Description
Lengthy - on file
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Debra Patterson
Active Realtors
Frequently Asked Questions about 1086 Union Avenue, Benton Harbor, MI 49022
Which school district serves 1086 Union Avenue, Benton Harbor, MI 49022?
Per MLS# 26009893, 1086 Union Avenue, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What financing options are available for 1086 Union Avenue, Benton Harbor, MI 49022?
Per MLS# 26009893, this listing accepts Other, Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1086 Union Avenue, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $870 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1086 Union Avenue, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1086 Union Avenue, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1086 Union Avenue, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
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Monthly payment$519
Principal & interest$519
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1086 Union Avenue, Benton Harbor, MI 49022
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Municipality
Benton Harbor
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