Sold
109 N Johnson Street, Bay City, MI 48708
Sold on 05/22/2026 for$197,000
MLS # 50204468 (MiRealSource)
4 beds2 bathsBuilt 19500.27 acres
1 / 44
Listing Description
THE JEWEL ON NORTH JOHNSON! Freshly updated and sitting on a large corner lot that spans the width of the entire block, this well-cared-for 4-bedroom, 2-bath home offers a ton of flexibility and space. Both the upper and lower levels feature two bedrooms and a fully remodeled bathroom, giving the layout a unique and functional feel. Updates go well beyond the kitchen refresh and bathroom remodels, including refinished hardwood floors, all new appliances within the last 5 years, a 2020 roof, finished basement space, a new privacy fence, and plenty of thoughtful touches throughout. Located just minutes from schools, hospitals, uptown, and some of the best dining in the Tri-Cities, this is one of those homes you walk into and immediately understand why it's been loved for nearly 3 full decades. Ready for its next chapter, call today for your private showing!
Source: SparkMLS
About this home
4-bedroom, 2-bath home in Bay City in Bay City built in 1950.
Closed at $197,000.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.27 acres
Year Built1950
Location
CityBay City
MunicipalityBay City
Zip Code48708
CountyBay
School DistrictBay City
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
Garage1 space
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed4/15/2026
Sold Date5/21/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tyler DuRussel
Modern Realty
Frequently Asked Questions about 109 N Johnson Street, Bay City, MI 48708
Which school district serves 109 N Johnson Street, Bay City, MI 48708?
Per MLS# 50204468, 109 N Johnson Street, Bay City, MI 48708 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50204468, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 109 N Johnson Street, Bay City, MI 48708 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 109 N Johnson Street, Bay City, MI 48708 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 109 N Johnson Street, Bay City, MI 48708?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
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Monthly payment$1,200
Principal & interest$1,200
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
109 N Johnson Street, Bay City, MI 48708
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Municipality
Bay City
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