For Sale
1090 Cumberland Avenue SE, Lowell, MI 49331
$549,000
MLS # 26029247 (Michigan Regional Information Center (MichRIC))
4 beds4 baths2,054 sqftBuilt 19971.17 acres
1 / 40
Listing Description
Welcome home to this spacious 4-bedroom, 3.5-bath property nestled on a private 1.17-acre setting! The main floor features a large kitchen with pantry, center island, stainless steel appliances, dining area, and a comfortable living room highlighted by a pellet fireplace. You'll also appreciate the main-floor den, perfect for a home office or flex space, along with a slider leading to the deck overlooking the backyard. Upstairs, the owner's suite offers a walk-in closet and private full bath. Two additional bedrooms, a full bathroom, and convenient upper-level laundry complete the second floor. The lower walkout lower level provides even more living space with a family room, fourth bedroom, full bathroom, and storage room. Step outside and enjoy your own backyard retreat featuring a heated in-ground pool, fenced backyard, storage shed, and plenty of room to roam. The attached 2-stall garage and beautiful private setting make this property the perfect place to call home.
Source: SparkMLS
About this home
Located in Vergennes Township in Lowell, this property offers 4-bedroom, 4-bath, 2,054 sq ft, with original construction dating to 1997.
Asking $549,000 (about $267/sq ft).
Annual property taxes run approximately $4,732 ($394/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,054 sqft
Lot Size1.17 acres
Year Built1997
Stories2
Location
CityLowell
MunicipalityVergennes Twp
Zip Code49331
CountyKent
School DistrictLowell
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorGarage Door Opener, Center Island, Pantry
Sale & Financing
Listed6/12/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,732
Tax Year2025
State Equalized Value$193,400
Taxable Value$164,602
Assessed Value$160,275
Parcel #411633351002
Source: Public Records
Legal Description
PART OF SW 1/4 COM 657.56 FT N 0D 33M 56S E ALONG W SEC LINE FROM SW COR THEREOF TH N 0D 33M 56S E ALONG W SEC LINE 165.0 FT TH 90D 00M 00S E 308.0 FT TH S 0D 33M 56S W 165.0 FT TH 90D 00M 00S W 308.0 FT TO BEG * SEC 33 T7N R9W 1.17 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brian K McDonald
RE/MAX Executive
Frequently Asked Questions about 1090 Cumberland Avenue SE, Lowell, MI 49331
Which school district serves 1090 Cumberland Avenue SE, Lowell, MI 49331?
Per MLS# 26029247, 1090 Cumberland Avenue SE, Lowell, MI 49331 is in the Lowell boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lowell directly to confirm enrollment eligibility.
What financing options are available for 1090 Cumberland Avenue SE, Lowell, MI 49331?
Per MLS# 26029247, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1090 Cumberland Avenue SE, Lowell, MI 49331?
Per public tax records, annual property taxes for this property are $4,732 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1090 Cumberland Avenue SE, Lowell, MI 49331 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1090 Cumberland Avenue SE, Lowell, MI 49331 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1090 Cumberland Avenue SE, Lowell, MI 49331?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Vergennes Twp police department or the Kent County sheriff's office.
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Monthly payment$3,561
Principal & interest$3,561
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1090 Cumberland Avenue SE, Lowell, MI 49331
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Municipality
Vergennes Township
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