For Sale
1091 N River Trail, White Cloud, MI 49349
$650,000
MLS # 26032400 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,733 sqftBuilt 19896.83 acres
1 / 39
Listing Description
Wake to the sound of the White River flowing past your backyard and end each day beneath a canopy of ancient trees. Tucked away on 7 private acres with nearly 400 feet of White River frontage, this authentic 3-bedroom, 2-bath log home captures everything people love about a rustic getaway without sacrificing the comforts of year-round living. Sip coffee from the expansive front porch, unwind in the enclosed sunroom, cast a line just steps from your door, or spend the day exploring your own slice of nature. An artisan well, oversized detached garage, and impressive 28' x 42' pole building provide the space and functionality for hobbies, storage, and adventure. Combine that with a location conveniently off of M20 and in the Fremont School District. Whether you're searching for a peaceful full-time residence, a weekend escape, or a place where memories are measured in campfires and river sunsets, this is more than a home--it's a lifestyle.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,733 sq ft home built in 1989 sits in White Cloud.
Currently offered at $650,000 (about $375/sq ft).
Estimated annual property tax: $5,585, or about $465 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,733 sqft
Lot Size6.83 acres
Year Built1989
Stories2
Location
CityWhite Cloud
MunicipalityLincoln Twp
Zip Code49349
CountyNewaygo
School DistrictFremont
Construction & Systems
StyleLog Home
ConstructionLog
BasementFull
Garage2 spaces
HeatingForced Air, Wood
WaterWell
InteriorBroadband
Sale & Financing
Listed6/26/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,585
Tax Year2025
Assessed Value$107,478
Parcel #10-30-400-007
Source: SparkMLS
Legal Description
THAT PART OF S 308.55 FT OF N 880 FT OF W1/2 SE1/4 LYING E OF WHITE RIVER SEC 30 T14N R13W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kristine Marie Stariha
Five Star Real Estate - Hart
Frequently Asked Questions about 1091 N River Trail, White Cloud, MI 49349
What school district is 1091 N River Trail, White Cloud, MI 49349 in?
Per MLS# 26032400, this property is served by Fremont. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1091 N River Trail, White Cloud, MI 49349?
Per MLS# 26032400, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26032400, the most recent reported annual property tax for 1091 N River Trail, White Cloud, MI 49349 is $5,585 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1091 N River Trail, White Cloud, MI 49349 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1091 N River Trail, White Cloud, MI 49349 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Newaygo County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$4,216
Principal & interest$4,216
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
1091 N River Trail, White Cloud, MI 49349
View full property history →
Get email alerts for new listings near 1091 N River Trail
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.