Under Contract
10941 Woodbrook Drive, Cement City, MI 49233
$450,000
MLS # 26013015 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,750 sqftBuilt 19800.34 acres
1 / 99
Listing Description
Lakefront living awaits you on the highly sought-after, private all-sports Somerset Lake which is known for world-class fishing, exhilarating boating, and serene kayaking alongside an amazing community spirit featuring music in the park, pork roasts, festive parades, and the popular weekly Friday at Fives neighborhood gatherings. This exceptional home is an entertainer's dream offering a multitude of spaces to create lasting memories from the oversized deck and patio to the fire pit near the water's edge. This isn't just a house but your personal lake retreat where peace of mind comes standard because the major parts of this home are new or newer including a new roof and well in 2023, a recently pumped septic, and a newer furnace from 2020. The exterior was freshly painted in 2024 and features an on-demand hot water system meaning all the hard work is done and you won't have to worry about any major expenses for a long time. Inside you will find a
Source: SparkMLS
About this home
Located in Cement City, this property offers 4-bedroom, 3-bath, 1,750 sq ft, with original construction dating to 1980.
Listed at $450,000 (about $257/sq ft).
Estimated annual property tax: $3,598, or about $300 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,750 sqft
Lot Size0.34 acres
Year Built1980
Stories2
Location
CityCement City
MunicipalitySomerset Twp
Zip Code49233
CountyHillsdale
School DistrictAddison
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementPartial, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesCable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed3/31/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
HOA
HOA Fee$215 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$3,598
Tax Year2025
Assessed Value$141,693
Parcel #04-205-001-022
Source: SparkMLS
Legal Description
LOT 22 LAKE SOMERSET - SOMERSET HEIGHTS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by BRETT MILES
Century 21 Affiliated - Jackson
Frequently Asked Questions about 10941 Woodbrook Drive, Cement City, MI 49233
Which school district serves 10941 Woodbrook Drive, Cement City, MI 49233?
Per MLS# 26013015, 10941 Woodbrook Drive, Cement City, MI 49233 is in the Addison boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Addison directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26013015, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10941 Woodbrook Drive, Cement City, MI 49233?
Per public tax records, annual property taxes for this property are $3,598 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10941 Woodbrook Drive, Cement City, MI 49233 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10941 Woodbrook Drive, Cement City, MI 49233 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 10941 Woodbrook Drive, Cement City, MI 49233?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Somerset Twp police department or the Hillsdale County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,937
Principal & interest$2,919
HOA$18
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10941 Woodbrook Drive, Cement City, MI 49233
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County
Lenawee County
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