For Sale
1095 Summerfield Lane, St. Johns, MI 48879
$399,900
MLS # 296113 (Greater Lansing Association of REALTORS®)
4 beds2 bathsBuilt 20260.34 acres
1 / 27
Listing Description
New construction home in Woodridge Bingham in the St Johns school district. This traditional two-story home features 1,830 sqft of thoughtfully designed living space with 4 bedrooms and 2.5 baths, created for comfort and easy everyday living. The main level offers a spacious great room that flows seamlessly into the kitchen, where a breakfast bar and pendant lighting naturally transition the spaces while maintaining an open, connected feel. Whether hosting gatherings or enjoying a quiet evening, the layout feels both functional and inviting. The kitchen showcases desirable upgrades including quartz countertops, a tile backsplash, white cabinetry, and a complete stainless steel appliance package with refrigerator. A first-floor laundry room, convenient powder room, and dedicated mudroom, View: Neighborhood, Completion Date: 2026-12-01
Source: SparkMLS
About this home
4-bedroom, 2-bath home in St. Johns built in 2026.
Currently offered at $399,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.34 acres
Year Built2026
Location
CitySt. Johns
MunicipalityBingham Twp
Zip Code48879
CountyClinton
Construction & Systems
ConstructionConcrete, Stone, Vinyl Siding
BasementSlab, Full
Garage2 spaces
SewerPublic
Sale & Financing
Listed5/19/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mike McGivney
Allen Edwin Realty
Frequently Asked Questions about 1095 Summerfield Lane, St. Johns, MI 48879
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1095 Summerfield Lane, St. Johns, MI 48879 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1095 Summerfield Lane, St. Johns, MI 48879 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1095 Summerfield Lane, St. Johns, MI 48879?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bingham Twp police department or the Clinton County sheriff's office.
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Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1095 Summerfield Lane, St. Johns, MI 48879
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