For Sale
10976 E 3 Mile Road, Luther, MI 49656
$329,000
MLS # 26026169 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,320 sqftBuilt 195525 acres
1 / 39
Listing Description
Welcome home to this beautiful single-level retreat set on 25 mostly wooded acres, offering 3 bedrooms and 1 full bath. The spacious kitchen and dining area features abundant cabinetry and opens to a large enclosed porch and deck--an ideal spot to relax or host friends and family. A 2-car garage provides great storage and shop space, plus an attached 2-bedroom apartment/guest quarters (approx. 560 sq ft) with a kitchenette. Need room for your toys? The additional outbuilding offers RV and recreational storage, and there's an RV hookup on site. Enjoy the nearby recreational options such as the Pine River for fishing and kayaking, miles of ATV trails, and access to nearby federal and state land--hunters will also appreciate this property and location. Conveniently located just a short distance to US-131 for an easy commute.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,320 sq ft home built in 1955 sits in Luther.
Listed at $329,000 (about $249/sq ft).
Property tax estimate: $2,333 per year ($194/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,320 sqft
Lot Size25 acres
Year Built1955
Stories1
Location
CityLuther
MunicipalityEllsworth Twp
Zip Code49656
CountyLake
School DistrictPine River
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Partial
Garage2 spaces
HeatingForced Air, Space Heater, Wall Furnace
WaterPrivate Water, Well
SewerSeptic Tank
UtilitiesElectricity Available
InteriorGarage Door Opener, Guest Quarters, LP Tank Rented, Eat-in Kitchen
Sale & Financing
Listed5/31/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,333
Tax Year2025
State Equalized Value$170,100
Taxable Value$70,598
Assessed Value$70,598
Homestead (PRE)1%
Parcel #08-014-008-02
Source: Public Records
Legal Description
EL 14 16-(2) N 1/2 SE 1/4 SE 1/4 & BEG SE COR SEC TH N 660',W 330', S 660', E 330' TO POB SEC 14 T19N R11W. 25 A M/L.
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pamela Sibary
Coldwell Banker Schmidt Cadillac
Frequently Asked Questions about 10976 E 3 Mile Road, Luther, MI 49656
Which school district serves 10976 E 3 Mile Road, Luther, MI 49656?
Per MLS# 26026169, 10976 E 3 Mile Road, Luther, MI 49656 is in the Pine River boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pine River directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26026169, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10976 E 3 Mile Road, Luther, MI 49656?
Per public tax records, annual property taxes for this property are $2,333 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10976 E 3 Mile Road, Luther, MI 49656 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 10976 E 3 Mile Road, Luther, MI 49656?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Private Water, Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ellsworth Twp police department or the Lake County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,134
Principal & interest$2,134
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
10976 E 3 Mile Road, Luther, MI 49656
View full property history →
Get email alerts for new listings near 10976 E 3 Mile Road
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.