Under Contract
110 N Philip Road, Niles, MI 49120
$370,000
MLS # 26021471 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,695 sqftBuilt 20060.68 acres
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Listing Description
Beautifully maintained 4 bedroom, 3 Full Bath Ranch home nestled in a woods like setting. This home offers hardwood floors in the kitchen and formal dining room which can also be used as an additional sitting area. Enjoy your morning coffee on the freshly stained deck just off the kitchen overlooking a natural landscape. Cathedral ceilings in the open concept living area including the master. Gas fireplace can be enjoyed from the kitchen. One bedroom is presently being used as an office., can be easily converted back. The 4th bedroom was recently added in the basement with a large closet to make your own. Basement is fully framed and ready for drywall.. All electrical and duct work is in place.Easy access to US-31. Close to shopping, restaurants, the hospital and only 20 min from Mishawaka known for a mix of recreation, and numerous shopping options and restaurants. Must See!!
Source: SparkMLS
About this home
Located in Niles, this property offers 4-bedroom, 3-bath, 1,695 sq ft, with original construction dating to 2006.
Asking $370,000 (about $218/sq ft).
Estimated annual property tax: $6,074, or about $506 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,695 sqft
Lot Size0.68 acres
Year Built2006
Stories1
Location
CityNiles
MunicipalityNiles Twp
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementFull, Slab, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/10/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,074
Tax Year2026
Assessed Value$133,079
Parcel #11-14-5200-0010-00-3
Source: SparkMLS
Legal Description
LOT 10, NILES VIEW.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Catherine Catania
Realty Executives Instant Equity
Frequently Asked Questions about 110 N Philip Road, Niles, MI 49120
What school district is 110 N Philip Road, Niles, MI 49120 in?
Per MLS# 26021471, this property is served by Niles. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26021471, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26021471, the most recent reported annual property tax for 110 N Philip Road, Niles, MI 49120 is $6,074 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 110 N Philip Road, Niles, MI 49120 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 110 N Philip Road, Niles, MI 49120 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Niles Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,400
Principal & interest$2,400
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
110 N Philip Road, Niles, MI 49120
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