For Sale
1106 State Street, Bay City, MI 48706
$389,000
MLS # 50186917 (MiRealSource)
7 beds3 bathsBuilt 19200.75 acres
1 / 71
Listing Description
Check out this stately brick mansion offering an ideal floorplan with unique spaces for everyone! Includes 7 bedrooms and 5 baths plus storage galore. Five car garage for all of your toys. Did someone say Airbnb? Ultra convenient location combines park-like setting with privacy less than three minutes from prime shopping area. Brand new carpeting and freshly painted throughout. Hurry this one won't last!
Source: SparkMLS
About this home
7-bedroom, 3-bath home in Bay City in Bay City built in 1920.
Asking $389,000.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms7
Bathrooms3
Lot Size0.75 acres
Year Built1920
Location
CityBay City
MunicipalityBay City
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionBrick
Garage5 spaces
HeatingBaseboard
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed8/30/2025
Original Price$298,000
Terms AcceptedCash, Conventional, Land Contract
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jonathan Minerick
HomeCoin.com
Frequently Asked Questions about 1106 State Street, Bay City, MI 48706
Which school district serves 1106 State Street, Bay City, MI 48706?
Per MLS# 50186917, 1106 State Street, Bay City, MI 48706 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50186917, this listing accepts Cash, Conventional, Land Contract financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1106 State Street, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1106 State Street, Bay City, MI 48706 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1106 State Street, Bay City, MI 48706. The maximum advertised download speed is 1.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1106 State Street, Bay City, MI 48706?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
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Monthly payment$2,523
Principal & interest$2,523
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
50 Mbps
CableLicensed Fixed WirelessGSO SatelliteFixed WirelessSatelliteDSL
9 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsM3 Wireless IncFixed Wireless
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
25 MbpsAT&TLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1106 State Street, Bay City, MI 48706
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Municipality
Bay City
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