Sold
1108 Marchand Street, Bay City, MI 48706
Sold on 04/10/2026 for$155,000
MLS # 50200870 (MiRealSource)
3 beds1 bathBuilt 19620.11 acres
1 / 26
Listing Description
Well-maintained 2-story home in Bay City featuring spacious living and dining areas, a bright kitchen with ample cabinetry and appliances, and generously sized bedrooms with fresh neutral finishes. Basement provides great storage or future finishing potential. Fenced backyard with pergola-covered patio and detached 2-car garage. Convenient location near shopping, parks, and schools
Source: SparkMLS
About this home
Located in Bay City in Bay City, this property offers 3-bedroom, 1-bath, with original construction dating to 1962.
This home sold for $155,000.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.11 acres
Year Built1962
Location
CityBay City
MunicipalityBay City
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionVinyl Siding
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed3/4/2026
Sold Date4/9/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Rebecca Taylor
Real Estate One Great Lakes Bay
Frequently Asked Questions about 1108 Marchand Street, Bay City, MI 48706
Which school district serves 1108 Marchand Street, Bay City, MI 48706?
Per MLS# 50200870, 1108 Marchand Street, Bay City, MI 48706 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
What financing options are available for 1108 Marchand Street, Bay City, MI 48706?
Per MLS# 50200870, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1108 Marchand Street, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1108 Marchand Street, Bay City, MI 48706 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1108 Marchand Street, Bay City, MI 48706?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
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Monthly payment$1,037
Principal & interest$1,037
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Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1108 Marchand Street, Bay City, MI 48706
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Municipality
Bay City
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