For Sale
11159 W Perch Lake Drive W, Cement City, MI 49233
$399,900
MLS # 26010000 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,892 sqftBuilt 19290.5 acres
1 / 88
Listing Description
Are you ready to spend this coming summer on the lake? Come see this beautiful Irish Hills four-season, lakefront home. This home sits in a quiet, natural setting with stunning water views and amazing wildlife. Perch Lake is an electric-motor only lake for peaceful, waterfront living; it is a fisherman's dream. There is 120 feet of lake frontage, crystal clear water with a year around dock with an electric post in proximity for convenience. There are two levels for outdoor entertainment on the home, a large deck upstairs with a retractable awning and a lower, covered deck with coverage from the rain or to get out of the sun on those hot, sunny, summer days. This home offers 4 bedrooms, 2 full bathrooms, 1892 square feet of finished space, plenty of storage, a detached 1 ½ car garage and a shed. Whether you are upstairs or downstairs, the views of the water are ample, and both living and rec/family rooms offer you a natural fireplace. Upstairs we have a mudroom/foyer off the
Source: SparkMLS
About this home
Located in Cement City, this property offers 4-bedroom, 2-bath, 1,892 sq ft, with original construction dating to 1929.
Currently offered at $399,900 (about $211/sq ft).
Property tax estimate: $3,360 per year ($280/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,892 sqft
Lot Size0.5 acres
Year Built1929
Stories1
Location
CityCement City
MunicipalitySomerset Twp
Zip Code49233
CountyHillsdale
School DistrictAddison
Construction & Systems
StyleRanch
ConstructionBlock, Stone, Vinyl Siding
BasementFull, Walk-Out Access
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorGarage Door Opener, Pantry
Sale & Financing
Listed3/28/2026
Original Price$439,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,360
Tax Year2025
Assessed Value$117,822
Parcel #04-055-001-212-03-5-1
Source: SparkMLS
Legal Description
LOT 138 ALSO PT LOT 139 COM NELY COR OF LOT 139 TH S 22 02'29
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christopher Bailey
Remerica United Realty
Frequently Asked Questions about 11159 W Perch Lake Drive W, Cement City, MI 49233
Which school district serves 11159 W Perch Lake Drive W, Cement City, MI 49233?
Per MLS# 26010000, 11159 W Perch Lake Drive W, Cement City, MI 49233 is in the Addison boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Addison directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26010000, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 11159 W Perch Lake Drive W, Cement City, MI 49233?
Per public tax records, annual property taxes for this property are $3,360 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 11159 W Perch Lake Drive W, Cement City, MI 49233 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 11159 W Perch Lake Drive W, Cement City, MI 49233 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 11159 W Perch Lake Drive W, Cement City, MI 49233?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Somerset Twp police department or the Hillsdale County sheriff's office.
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Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11159 W Perch Lake Drive W, Cement City, MI 49233
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County
Lenawee County
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