For Sale
11220 Silver Drive, Whitmore Lake, MI 48189
$439,900
MLS # 20261038806 (Realcomp)
4 beds3 baths1,826 sqftBuilt 19950.34 acres
1 / 40
Listing Description
Beautifully maintained 4-bedroom home offering lake views and lake access, tucked along a quiet, low-traffic road with a spacious fenced backyard designed for both relaxing and entertaining. Outdoor highlights include a covered patio, front deck seating area overlooking the lake, large backyard, and a big storage shed.Inside, the home features 3 full bathrooms, a cathedral family room with built-in bookshelves, and a vaulted cathedral ceiling in the primary bedroom. Thoughtful updates and improvements throughout include updated kitchen appliances (2022), upstairs carpet and flooring (2022), washer and dryer (2022), newer fence (2024), roof (2023), whole-home Kohler generator (2023), and 4-in-1 gutters with gutter guards (2022). Additional features include reverse osmosis, water softener (2020), hot water heater (2018), Phillips Hue smart lighting throughout the home, and an electric vehicle charger installed in September 2025.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 1,826 sq ft home built in 1995 sits in Hamburg Township in Whitmore Lake.
Currently offered at $439,900 (about $241/sq ft).
Property tax estimate: $2,911 per year ($243/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,826 sqft
Lot Size0.34 acres
Year Built1995
Stories2
Location
CityWhitmore Lake
MunicipalityHamburg Twp
Zip Code48189
CountyLivingston
School DistrictPinckney
Construction & Systems
ConstructionVinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/27/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,911
Parcel #1536102021
Source: SparkMLS
Legal Description
SEC 36 T1N R5E BENNETT HILLS SUB LOT 17 SPLIT 4/93 FROM 017
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Peter Shekerdemian
EXP Z Real Estate
Frequently Asked Questions about 11220 Silver Drive, Whitmore Lake, MI 48189
Which school district serves 11220 Silver Drive, Whitmore Lake, MI 48189?
Per MLS# 20261038806, 11220 Silver Drive, Whitmore Lake, MI 48189 is in the Pinckney boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pinckney directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261038806, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 11220 Silver Drive, Whitmore Lake, MI 48189?
Per public tax records, annual property taxes for this property are $2,911. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 11220 Silver Drive, Whitmore Lake, MI 48189 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 11220 Silver Drive, Whitmore Lake, MI 48189 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 11220 Silver Drive, Whitmore Lake, MI 48189?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Livingston County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,853
Principal & interest$2,853
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11220 Silver Drive, Whitmore Lake, MI 48189
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Municipality
Hamburg Township
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County
Washtenaw County
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