Sold
1130 N Brookridge Road, Ludington, MI 49431
Sold on 04/30/2026 for$377,500
MLS # 26014149 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,748 sqftBuilt 20023.24 acres
1 / 31
Listing Description
Truly a home to settle in to! This spacious 4 bed/3 bath home is situated on over 3 acres - a private setting with outside spaces prepared to enjoy the surrounding woodlands. Located just minutes from schools, shopping, and Downtown Ludington for convenience, and yet, a peaceful haven to come home to. The large living spaces provide flexibility of use as well as many areas to spread out. The home is bright with wonderful eastern exposure, spreading light through nearly every room! Features include a primary suite with second exit; laundry hook up available on the main floor; eat in kitchen, as well as a large dining room; living room and family room on the main level; full walk out basement with extra warmth provided by a pellet stove - the space is a blank canvas to set up to suit your specific needs and includes a kitchenette, bedroom and full bath! Outside you will find a garden shed and large barn/workshop with bonus lean-to at the rear; fenced back yard and a fire pit area too!
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,748 sq ft home in Ludington built in 2002.
Closed at $377,500 (about $137/sq ft).
Property tax estimate: $3,218 per year ($268/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms4
Bathrooms3
Living Area2,748 sqft
Lot Size3.24 acres
Year Built2002
Stories2
Location
CityLudington
MunicipalityAmber Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesCable Connected
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed4/7/2026
Sold Date4/29/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$300 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$2,114
Tax Year2026
State Equalized Value$118,600
Taxable Value$77,148
Assessed Value$77,148
Homestead (PRE)100%
Parcel #001-045-003-01
Source: Public Records
Legal Description
001-045-003-00, 001-045-004-00 & 001-045-005-00 7/17/15 COMB 2016 BROOKRIDGE SITE CONDOMINIUM UNITS 3, 4 & 5
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Renee Malburg
Five Star RE Ludington
Frequently Asked Questions about 1130 N Brookridge Road, Ludington, MI 49431
Which school district serves 1130 N Brookridge Road, Ludington, MI 49431?
Per MLS# 26014149, 1130 N Brookridge Road, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26014149, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1130 N Brookridge Road, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $2,114 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1130 N Brookridge Road, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1130 N Brookridge Road, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1130 N Brookridge Road, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Amber Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$3,218
Monthly$268
Millage rate27.1352 mills
Municipality: Amber TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$2,816
Principal & interest$2,523
Property taxes$268
HOA$25
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1130 N Brookridge Road, Ludington, MI 49431
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