Sold
11375 SW Torch Lake Drive, Rapid City, MI 49676
Sold on 10/09/2025 for$1,145,000
MLS # 20250012129 (Realcomp)
4 beds2 baths2,072 sqftBuilt 19781 acres
1 / 54
Listing Description
Motivated Seller - Estate sale and ready to settle quickly. This waterfront, move-in ready home and additional parcel included is the perfect set up to start making memories. Don't miss this rare opportunity for value, location, and lifestyle all in one.PRICE REDUCED–ESTATE SALE–MOTIVATED SELLER - Welcome to this private, waterfront brick two-story home on all-sports Torch Lake, offering 2,072 sq. ft. of living space, breathtaking views, & endless potential in one of the lake’s most desirable locations. This property is ideal for relaxation & summer gatherings by the water & provides convenient access to nearby ski resorts for winter fun, making it a true year around destination.The main level features a spacious master bedroom, full bath, & laundry room, along with an open-concept kitchen, dining area, & great room—perfect for entertaining or relaxing after a day on the crystal-clear water. In floor heat & a cozy wood-burning fireplace with a stunning stone surround adds warmth & charm. Upstairs, you’ll find two additional bedrooms, a full bath, & a versatile third bedroom with a large walk-in closet that can easily function as an office or extra storage space.Recent updates include a new roof installed in 2020 & upgraded lower-level windows (Andersen or Pella throughout) for added comfort & reliability.Beyond the main residence, a separate 3/4-acre parcel is included across the street, featuring a garage with electricity & its own well. This bonus parcel offers flexible possibilities, from building an additional structure to extra parking, RV hookup, added septic options, or resale potential.Enjoy front-row seats to Torch Lake’s fireworks from your lawn, serene sunrises from the deck, & peaceful boat rides to the sandbar, Dockside, Alden, Elk Rapids, & Lake Bellaire. Furniture & household items (excluding heirlooms) are included, along with the dock—making this a move-in ready option or turnkey rental.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 2,072 sq ft home built in 1978 sits in Rapid City.
Final sale price: $1,145,000 (about $553/sq ft).
Estimated annual property tax: $3,519, or about $293 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,072 sqft
Lot Size1 acres
Year Built1978
Stories2
Location
CityRapid City
MunicipalityMilton Twp
Zip Code49676
CountyAntrim
School DistrictElk Rapids
Construction & Systems
ConstructionAluminum Siding, Brick
BasementCrawl Space
Garage1 space
HeatingBaseboard, Hot Water, Other
WaterWell
SewerSeptic Tank
InteriorWater Softener/Owned
Sale & Financing
Listed3/18/2025
Sold Date10/8/2025
Original Price$2,050,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,519
Parcel #051260000300
Source: SparkMLS
Legal Description
LOT 4 PLAT OF CHERRY GROVE and COM 1339 FT E AND 383 FT N OF W 1/4 POST, TH W 43.5 FT, TH N 08 DEG E 295.5 FT TO CO RD; TH E 157.73 FT, TH S 27 DEG W 330 FT TO POB SEC 31 T29N R8W
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Heather Osterland
NEXGEN Realty
Frequently Asked Questions about 11375 SW Torch Lake Drive, Rapid City, MI 49676
What school district is 11375 SW Torch Lake Drive, Rapid City, MI 49676 in?
Per MLS# 20250012129, this property is served by Elk Rapids. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20250012129, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250012129, the most recent reported annual property tax for 11375 SW Torch Lake Drive, Rapid City, MI 49676 is $3,519. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 11375 SW Torch Lake Drive, Rapid City, MI 49676 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Is fiber internet available at 11375 SW Torch Lake Drive, Rapid City, MI 49676?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 11375 SW Torch Lake Drive, Rapid City, MI 49676. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Milton Twp police department or the Antrim County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$8,594
Principal & interest$8,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteUnlicensed Fixed WirelessLicensed Fixed WirelessDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11375 SW Torch Lake Drive, Rapid City, MI 49676
View full property history →
Get email alerts for new listings near 11375 SW Torch Lake Drive
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.