Sold
114 Bay City Trail, Houghton Lake, MI 48629
Sold on 03/27/2026 for$182,000
MLS # 201838627
3 beds2 baths0.61 acres
1 / 29
Listing Description
Enjoy the tranquility of this 3-bedroom, 2-bath home featuring main-floor laundry, a spacious kitchen with abundant cabinetry, walk-in closets, a 2-car garage, central air, and a dedicated home office—perfect for remote work or hobbies. Modern colors and stylish touches flow throughout. Pet owners will appreciate the invisible fencing, offering freedom and safety, while generator wiring provides added peace of mind during power outages. Situated on nearly ¾ of an acre, the property also includes a newer, large shed ideal for storage or outdoor gear. Conveniently located near trail access and area beaches—perfect for year-round living or Up North enjoyment., Age: 21-30 Years Approx.
Source: SparkMLS
About this home
Located in Houghton Lake, this property offers 3-bedroom, 2-bath.
Closed at $182,000.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.61 acres
Location
CityHoughton Lake
MunicipalityRoscommon Twp
Zip Code48629
CountyRoscommon
Sale & Financing
Listed2/1/2026
Sold Date3/26/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kevin Nagel
CB Schmidt Houghton Lake
Frequently Asked Questions about 114 Bay City Trail, Houghton Lake, MI 48629
Is 114 Bay City Trail, Houghton Lake, MI 48629 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 114 Bay City Trail, Houghton Lake, MI 48629 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 114 Bay City Trail, Houghton Lake, MI 48629?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 114 Bay City Trail, Houghton Lake, MI 48629. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Roscommon Twp police department or the Roscommon County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
114 Bay City Trail, Houghton Lake, MI 48629
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