Sold
11518 US Highway 31, Montague, MI 49437
Sold on 05/08/2026 for$290,000
MLS # 26013372 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,286 sqftBuilt 19980.5 acres
1 / 32
Listing Description
Beautifully updated 4-bedroom, 2.5-bath ranch with 1,286 sq ft, featuring fresh carpet and paint throughout. A covered front porch welcomes you into a warm great room with fireplace, while the spacious kitchen is ideal for everyday living and gathering. The basement offers a large rec/flex space for entertaining or extended living. The wooded backyard features a deck, fire pit, and covered outdoor BBQ area, along with direct footpath access to the Hart-Montague Bike Trail. All just 10 minutes from Lake Michigan and its stunning shoreline, with a 3-car attached garage and circular driveway providing ample parking.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 1,286 sq ft home built in 1998 sits in Montague Township in Montague.
Final sale price: $290,000 (about $226/sq ft).
Property tax estimate: $2,060 per year ($172/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,286 sqft
Lot Size0.5 acres
Year Built1998
Stories1
Location
CityMontague
MunicipalityMontague Twp
Zip Code49437
CountyMuskegon
School DistrictMontague
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed4/2/2026
Sold Date5/7/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,060
Tax Year2025
Assessed Value$61,685
Parcel #02-675-000-0003-00
Source: SparkMLS
Legal Description
MONTAGUE TOWNSHIP OAK WOODS SUB LOT 3 ALSO N 20 FT OF LOT 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Roy Hibbs
Remerica Hometown One
Frequently Asked Questions about 11518 US Highway 31, Montague, MI 49437
What school district is 11518 US Highway 31, Montague, MI 49437 in?
Per MLS# 26013372, this property is served by Montague. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26013372, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013372, the most recent reported annual property tax for 11518 US Highway 31, Montague, MI 49437 is $2,060 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 11518 US Highway 31, Montague, MI 49437 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 11518 US Highway 31, Montague, MI 49437 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Montague Twp police department or the Muskegon County sheriff's office.
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Monthly payment$1,784
Principal & interest$1,784
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11518 US Highway 31, Montague, MI 49437
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Municipality
Montague Township
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