Sold
1157 Spruce Pointe Drive, Whitehall, MI 49461
Sold on 06/03/2026 for$350,000
MLS # 26015086 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,040 sqftBuilt 20220.4 acres
1 / 51
Listing Description
Four year old immaculately maintained home on a quiet cul-de-sac in the city of Whitehall. This wonderful home offers 3 bedrooms, 2 full baths, main floor living room and spacious open kitchen with center island and dining area. On the upper level are 2 bedrooms and 2 full baths. While on the lower there is a finished family room with daylight windows, bedroom/office and a laundry room. Outside is a fully fenced backyard, 12' x 14' Amish built shed, underground sprinklers on a separate water meter and a large patio & deck, perfect for entertaining.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,040 sq ft home in Whitehall in Whitehall built in 2022.
This home sold for $350,000 (about $172/sq ft).
Annual property taxes run approximately $4,882 ($407/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,040 sqft
Lot Size0.4 acres
Year Built2022
Stories2
Location
CityWhitehall
MunicipalityWhitehall City
Zip Code49461
CountyMuskegon
School DistrictWhitehall
Construction & Systems
ConstructionVinyl Siding
BasementDaylight, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Extra Well
InteriorCeiling Fan(s), Garage Door Opener, Center Island
Sale & Financing
Listed4/12/2026
Sold Date6/2/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$5,000
Source: SparkMLS
Tax Information
Annual Tax$4,882
Tax Year2025
Assessed Value$114,100
Parcel #6122232000000900
Source: SparkMLS
Legal Description
CITY OF WHITEHALL EVERGREEN ESTATES CONDOMINIUM UNIT 9
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bruce R Lindstrom
Bellabay Realty LLC
Frequently Asked Questions about 1157 Spruce Pointe Drive, Whitehall, MI 49461
Which school district serves 1157 Spruce Pointe Drive, Whitehall, MI 49461?
Per MLS# 26015086, 1157 Spruce Pointe Drive, Whitehall, MI 49461 is in the Whitehall boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Whitehall directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26015086, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1157 Spruce Pointe Drive, Whitehall, MI 49461?
Per public tax records, annual property taxes for this property are $4,882 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1157 Spruce Pointe Drive, Whitehall, MI 49461 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1157 Spruce Pointe Drive, Whitehall, MI 49461 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1157 Spruce Pointe Drive, Whitehall, MI 49461?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Whitehall City police department or the Muskegon County sheriff's office.
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Monthly payment$2,334
Principal & interest$2,334
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1157 Spruce Pointe Drive, Whitehall, MI 49461
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Municipality
Whitehall
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