Sold
116 Silver Street, Reading, MI 49274
Sold on 06/24/2025 for$172,000
MLS # 25021297 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,398 sqftBuilt 19400.38 acres
1 / 34
Listing Description
Welcome to this 2-3 bedroom/ 2 bath home in the City of Reading. This home features a nice sized living room, open kitchen, and a large garage. Enjoy the large driveway. Also the home is a block away from Reading Schools, and just couple blocks away from shopping, and downtown. This company makes no warranty or representations about the contents of this data. Buyer/Buyer agent should verify all information. Taxes could change for the buyer after a closed transaction.
Source: SparkMLS
About this home
Located in Reading in Reading, this property offers 3-bedroom, 2-bath, 1,398 sq ft, with original construction dating to 1940.
Final sale price: $172,000 (about $123/sq ft).
Estimated annual property tax: $1,305, or about $109 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,398 sqft
Lot Size0.38 acres
Year Built1940
Stories1
Location
CityReading
MunicipalityReading City
Zip Code49274
CountyHillsdale
School DistrictReading Community Schools
Construction & Systems
StyleTraditional
ConstructionAluminum Siding
BasementMichigan Basement, Partial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
Sale & Financing
Listed5/12/2025
Sold Date6/23/2025
Original Price$185,000
Terms AcceptedCash, Conventional
Concessions$7,500
Source: SparkMLS
Tax Information
Annual Tax$1,305
Tax Year2024
Assessed Value$35,149
Parcel #20-040-001-089
Source: SparkMLS
Legal Description
LOT 17 ALSO A PCL OF LD 8 FT WIDE BY 66 FT LONG FROM W SIDE OF S1/2 LOT 18 ORIG PLAT PROUTY & FULLER ADD SEC 26 T7S R4W CITY OF READING
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Blake Jenkins
CENTURY 21 Affiliated
Frequently Asked Questions about 116 Silver Street, Reading, MI 49274
Which school district serves 116 Silver Street, Reading, MI 49274?
Per MLS# 25021297, 116 Silver Street, Reading, MI 49274 is in the Reading Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Reading Community Schools directly to confirm enrollment eligibility.
What financing options are available for 116 Silver Street, Reading, MI 49274?
Per MLS# 25021297, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 116 Silver Street, Reading, MI 49274?
Per public tax records, annual property taxes for this property are $1,305 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 116 Silver Street, Reading, MI 49274 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 116 Silver Street, Reading, MI 49274 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 116 Silver Street, Reading, MI 49274. The maximum advertised download speed is 7.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 116 Silver Street, Reading, MI 49274?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Reading City police department or the Hillsdale County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,116
Principal & interest$1,116
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableGSO SatelliteUnlicensed Fixed WirelessLicensed Fixed WirelessSatellite
9 providers at this address
FrontierFiber
7 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsAT&TLicensed Fixed Wireless
100 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsDMCI Broadband LLCLicensed Fixed Wireless
40 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
116 Silver Street, Reading, MI 49274
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Municipality
Reading
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