Under Contract
1173 Russell Lea Drive, Charlotte, MI 48813
$415,000
MLS # 295392 (Greater Lansing Association of REALTORS®)
4 beds3 bathsBuilt 19982.05 acres
1 / 72
Listing Description
Fully renovated 4-bedroom, 3.5-bath ranch on 2.05 private waterfront acres! Since 2018, this home has been extensively updated with new flooring, carpet, renovated bedrooms, rustic light fixtures, shiplap accent wall, central air, whole-house filtration system, and commercial-grade water softener. Enjoy a finished walk-out lower level, brand-new 20x20 deck, stamped concrete patio, beautifully transformed landscaping, 12x20 shed, chicken coop, goat barn, and fenced farm animal area. Private dock on a 10-acre spring-fed pond with fishing so good the owners call it œcatching. Charlotte Schools with easy access to I-69 and Lansing Road., Front Door: West
Source: SparkMLS
About this home
4-bedroom, 3-bath home in Charlotte built in 1998.
Asking $415,000.
Electric service is provided by Homeworks Tri-County Electric Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Lot Size2.05 acres
Year Built1998
Location
CityCharlotte
MunicipalityEaton Twp
Zip Code48813
CountyEaton
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access, Full
Garage2 spaces
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed4/28/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mike Campbell
Keller Williams Realty Lansing
Frequently Asked Questions about 1173 Russell Lea Drive, Charlotte, MI 48813
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1173 Russell Lea Drive, Charlotte, MI 48813 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1173 Russell Lea Drive, Charlotte, MI 48813 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1173 Russell Lea Drive, Charlotte, MI 48813?
Per Michigan Public Service Commission service territory data: Electric: Homeworks Tri-County Electric Cooperative. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Eaton Twp police department or the Eaton County sheriff's office.
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Monthly payment$2,692
Principal & interest$2,692
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Homeworks Tri-County Electric Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1173 Russell Lea Drive, Charlotte, MI 48813
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