For Sale
1189 Ridgeline Drive, Boyne City, MI 49712
$1,650,000
MLS # 20261029134 (Realcomp)
5 beds5 baths4,473 sqftBuilt 19993.2 acres
1 / 92
Listing Description
Welcome to your Northern Michigan retreat, an exceptional luxury log home perched along a scenic ridge within the popular Mountain Club community at Boyne Mountain. From this elevated setting, you’ll take in sweeping views of Deer Lake and the surrounding countryside, with stunning sunsets framed by windows that fill all three levels with natural light. Designed for both relaxation and entertaining, this spacious getaway features five bedrooms—including a main-level primary suite with walkout access—along with 4.5 bathrooms and multiple living areas that comfortably accommodate large groups. Whether you're hosting family or guests, there’s room for everyone to unwind. This property truly shines as a turnkey experience and currently operating Airbnb with impressive rental income, making it an outstanding opportunity for investors or those seeking a vacation home that pays for itself. Guests are drawn to the incredible lineup of amenities, including a private sauna, hot tub for year-round enjoyment, and a fully loaded game area featuring brand-new arcade games. Step outside onto the spacious deck to soak in panoramic views or relax after a day on the greens at The Alpine or The Monument. After closing, simply bring your overnight bag this home is offered fully furnished, complete with linens, kitchen essentials, and everything needed to start enjoying (or renting) immediately. Located in the heart of Boyne Mountain, you’ll have access to activities including skiing, golf, mountain biking, pickleball, and more—not to mention nearby attractions like Avalanche Bay Waterpark and the iconic SkyBridge Michigan. Whether you're looking for a luxury escape, an income-producing property, or both—this one delivers.
Source: SparkMLS
About this home
This 5-bedroom, 5-bath, 4,473 sq ft home built in 1999 sits in Boyne City.
Listed at $1,650,000 (about $369/sq ft).
Annual property taxes run approximately $24,373 ($2,031/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms5
Living Area4,473 sqft
Lot Size3.2 acres
Year Built1999
Stories2
Location
CityBoyne City
MunicipalityBoyne City
Zip Code49712
CountyCharlevoix
School DistrictBoyne Falls
Construction & Systems
ConstructionLog
BasementWalk-Out Access
Garage2 spaces
HeatingBaseboard, Forced Air
WaterPublic
SewerSeptic Tank
InteriorBasement Finished, Hot Tub Spa
Sale & Financing
Listed4/27/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$84 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$24,373
Parcel #00238004600
Source: SparkMLS
Legal Description
UNIT 46 THE MOUNTAIN CLUB AS REC 1ST AMEND L361 P238-256,2ND AMENDL362 P684-694, 3RD AMEND L400 P850-862, 4TH AMEND L409 P413-414, 5TH AMEND L534 P227-310, 6TH AMEND L707 P249-262, 8TH AMEND L781 P821-822 CX CO R/D 1.15%
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dunia Berry
RE/MAX Leading Edge
Frequently Asked Questions about 1189 Ridgeline Drive, Boyne City, MI 49712
Which school district serves 1189 Ridgeline Drive, Boyne City, MI 49712?
Per MLS# 20261029134, 1189 Ridgeline Drive, Boyne City, MI 49712 is in the Boyne Falls boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Boyne Falls directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261029134, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1189 Ridgeline Drive, Boyne City, MI 49712?
Per public tax records, annual property taxes for this property are $24,373. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1189 Ridgeline Drive, Boyne City, MI 49712 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1189 Ridgeline Drive, Boyne City, MI 49712 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1189 Ridgeline Drive, Boyne City, MI 49712?
Per Michigan Public Service Commission service territory data: Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Boyne City police department or the Charlevoix County sheriff's office.
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Mortgage Calculator
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Monthly payment$10,786
Principal & interest$10,702
HOA$84
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Property
1189 Ridgeline Drive, Boyne City, MI 49712
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