Sold
1190 Monroe Street, Benton Harbor, MI 49022
Sold on 04/24/2026 for$62,500
MLS # 25061910 (Michigan Regional Information Center (MichRIC))
3 beds1 bath908 sqftBuilt 19360.12 acres
1 / 23
Listing Description
Affordable 3-bedroom, 1-bath home in Benton Harbor offering a great opportunity for investors or buyers ready to add value. Features a new furnace, providing a solid mechanical update already in place. Functional layout with main living space, kitchen, and full basement. Ideal for renovation, rental, or flip.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 908 sq ft home built in 1936 sits in Benton Harbor in Benton Harbor.
Closed at $62,500 (about $69/sq ft).
Property tax estimate: $891 per year ($74/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area908 sqft
Lot Size0.12 acres
Year Built1936
Stories1
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionWood Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed12/14/2025
Sold Date4/23/2026
Original Price$89,900
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$891
Tax Year2024
Assessed Value$14,655
Parcel #11-53-5120-0103-00-0
Source: SparkMLS
Legal Description
LOT 19 BLK 4 F M MILLS EMPIRE ADD TO CITY OF BENTON HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Shane A Wesseldyk
Berkshire Hathaway HomeServices MI
Frequently Asked Questions about 1190 Monroe Street, Benton Harbor, MI 49022
What school district is 1190 Monroe Street, Benton Harbor, MI 49022 in?
Per MLS# 25061910, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25061910, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25061910, the most recent reported annual property tax for 1190 Monroe Street, Benton Harbor, MI 49022 is $891 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1190 Monroe Street, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 1190 Monroe Street, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1190 Monroe Street, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 1190 Monroe Street, Benton Harbor, MI 49022?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
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Monthly payment$518
Principal & interest$518
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1190 Monroe Street, Benton Harbor, MI 49022
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Municipality
Benton Harbor
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