Sold
1198 S Lake Street 101, Whitehall, MI 49461
Sold on 02/19/2026 for$474,000
MLS # 26002390 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,335 sqftBuilt 19860.04 acres
1 / 46
Listing Description
Windy Cove 2 Bedroom Condo on White Lake! Desirable Walkout End Unit Offers Best Views Of The Lake! This unit turns away a bit from the others giving it a Very Private Feel. Superior construction with concrete ceilings & floors make for sound-proof living. Condo was completely remodeled With High End Products in 2020/2021. New Geothermal Heating & Cooling was installed in 2023. Awesome Views Straight Down The Lake & Only 25 Steps To The Dock! Open Design with wood burning fireplace in the living room. Dining area with picture window. Gorgeous Kitchen is generous in size with snack bar & large pantry. 40' x 9' Glassed In Three-Season Room Maximizes The Views! Primary Bedroom with great views, double closets & private bath. Deep Water Access To Lake Michigan, Association Dock, Pool & Club House. Unit Sits Right Next To Charming Svensson Park & Is Close To Town, Marinas, The Bike Trail & Golf Courses. The Garage With Extra Storage Is Close To This Unit Too. Easy Living Here!
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,335 sq ft home in Whitehall in Whitehall built in 1986.
Final sale price: $474,000 (about $355/sq ft).
Estimated annual property tax: $7,843, or about $654 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 8 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,335 sqft
Lot Size0.04 acres
Year Built1986
Stories1
Location
CityWhitehall
MunicipalityWhitehall City
Zip Code49461
CountyMuskegon
School DistrictWhitehall
Construction & Systems
StyleContemporary
ConstructionWood Siding
BasementOther
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorEat-in Kitchen, Pantry
Sale & Financing
Listed1/19/2026
Sold Date2/18/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$400 / Monthly
IncludesWater, Trash, Snow Removal, Sewer, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$7,843
Tax Year2025
Assessed Value$123,000
Parcel #22-670-000-0101-00
Source: SparkMLS
Legal Description
W-0831C-101 CITY OF WHITEHALL WINDY COVE CONDOMINIUM UNIT 101
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mary Siemer
Greenridge Realty White Lake
Frequently Asked Questions about 1198 S Lake Street 101, Whitehall, MI 49461
What school district is 1198 S Lake Street 101, Whitehall, MI 49461 in?
Per MLS# 26002390, this property is served by Whitehall. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1198 S Lake Street 101, Whitehall, MI 49461?
Per MLS# 26002390, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26002390, the most recent reported annual property tax for 1198 S Lake Street 101, Whitehall, MI 49461 is $7,843 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1198 S Lake Street 101, Whitehall, MI 49461 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1198 S Lake Street 101, Whitehall, MI 49461 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 1198 S Lake Street 101, Whitehall, MI 49461?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Whitehall City police department or the Muskegon County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,474
Principal & interest$3,074
HOA$400
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1198 S Lake Street 101, Whitehall, MI 49461
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Municipality
Whitehall
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