For Sale
12015 SW Torch Lake Drive, Rapid City, MI 49676
$1,900,000
MLS # 26025454 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,232 sqftBuilt 19541.4 acres
1 / 7
Listing Description
Incredible 165 feet of private Torch Lake frontage with breathtaking sunrise views and crystal-clear aqua water that rivals the Caribbean! This exceptional waterfront retreat offers the perfect Up North getaway in one of Michigan's most sought-after locations. Ideally situated just 15 minutes from both Alden and Elk Rapids, and only 30 minutes to Traverse City, you'll enjoy peaceful lake living with convenient access to shopping, dining, golf, wineries, and entertainment. The home features 3 bedrooms, 1.5 baths, central air, and a beautifully updated kitchen with granite countertops and built-in below-counter refrigerators. Outside, the stunning custom stone patio and lakeside firepit create the ultimate setting for unforgettable evenings with family and friends while overlooking the sparkling waters of Torch Lake. Whether you're seeking a seasonal escape or year-round enjoyment, this property delivers an incredible waterfront lifestyle. Add'l photos to come.
Source: SparkMLS
About this home
Located in Rapid City, this property offers 3-bedroom, 2-bath, 1,232 sq ft, with original construction dating to 1954.
Currently offered at $1,900,000 (about $1,542/sq ft).
Estimated annual property tax: $7,500, or about $625 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,232 sqft
Lot Size1.4 acres
Year Built1954
Stories1
Location
CityRapid City
MunicipalityMilton Twp
Zip Code49676
CountyAntrim
School DistrictElk Rapids
Construction & Systems
StyleRanch
ConstructionBrick
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
WaterPrivate Water
SewerSeptic Tank
UtilitiesNatural Gas Available, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/27/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,500
Tax Year2025
Assessed Value$327,191
Parcel #05-12-006-026-01
Source: SparkMLS
Legal Description
COM AT NW COR OF SEC 6; TH N 89 DEG 34?15? E 714.95 FT TO ELY R/W OF S WEST TORCH LAKE DR AND POB; TH N 89 DEG 34?15? E 386.04 FT ALG N SEC LINE TO INTERMEDIATE TRAVERSE LINE ALG W SHORE OF TORCH LAKE; TH S 08 DEG 54?21? E 134.47 FT TO S LINE OF N 133 FT OF GOV LOT 7; TH S 89 DEG 34?15? W 286.83 FT; TH N 00 DEG 22?59? E 10.00 FT; TH S 89 DEG 34?15? W 130.00 FT TO ELY R/W OF S WEST TORCH LAKE DR; T
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Laura L Featherston
Greenridge Realty (Summit)
Frequently Asked Questions about 12015 SW Torch Lake Drive, Rapid City, MI 49676
What school district is 12015 SW Torch Lake Drive, Rapid City, MI 49676 in?
Per MLS# 26025454, this property is served by Elk Rapids. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 12015 SW Torch Lake Drive, Rapid City, MI 49676?
Per MLS# 26025454, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025454, the most recent reported annual property tax for 12015 SW Torch Lake Drive, Rapid City, MI 49676 is $7,500 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 12015 SW Torch Lake Drive, Rapid City, MI 49676 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Milton Twp police department or the Antrim County sheriff's office.
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Monthly payment$12,323
Principal & interest$12,323
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12015 SW Torch Lake Drive, Rapid City, MI 49676
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