For Sale
12067 Swan Creek Road, MI 48609
$184,900
MLS # 50210053 (MiRealSource)
2 beds1 bathBuilt 19352.76 acres
1 / 31
Listing Description
Country Living Minutes from Town! Almost 3 Acres with a Pole Barn & Garage Welcome to your own private slice of country paradise! Nestled on just under 3 acres in Saginaw, this charming 2-bedroom, 1-bathroom home offers rural living and everyday convenience—located just minutes from all the amenities of town. As you pull up the drive, you’ll immediately notice the incredible outdoor setup with a large deck for entertaining. Wildlife enthusiasts will fall in love with the regular visits from deer and turkeys right in the backyard. For hobbies, storage, or a workshop, this property is a dream come true, featuring both a detached garage and a generous sized pole barn. Step inside to find a warm, inviting yet cozy floor plan featuring a good-sized living room flowing naturally into an eat-in kitchen that connects to the dining area. The main bathroom has a tile shower. Best of all, the big-ticket items have already been checked off your list! Enjoy total peace of mind for years to come with a newer roof and a new furnace and A/C unit within the last 2 years. Schedule your showing today and experience the best of Saginaw country living!
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Swan Creek Township in Michigan built in 1935.
Listed at $184,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size2.76 acres
Year Built1935
Location
MunicipalitySwan Creek Twp
Zip Code48609
CountySaginaw
School DistrictSt Charles
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
BasementCrawl Space
Garage1.5 spaces
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed6/2/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Parcel #26-11-3-07-1006-000
Source: SparkMLS
Legal Description
W 181 FT OF E 445 FT OF N 1/2 OF N 1/2 OF NE 1/4 2.76 ACRES SEC 07 T11N R3E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ashley Baynham
Berkshire Hathaway HomeServices
Frequently Asked Questions about 12067 Swan Creek Road, MI 48609
Which school district serves 12067 Swan Creek Road, MI 48609?
Per MLS# 50210053, 12067 Swan Creek Road, MI 48609 is in the St Charles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St Charles directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50210053, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12067 Swan Creek Road, MI 48609 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12067 Swan Creek Road, MI 48609 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 12067 Swan Creek Road, MI 48609?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,199
Principal & interest$1,199
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12067 Swan Creek Road, MI 48609
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Municipality
Swan Creek Township
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