For Sale
12093 Winans Drive, Dowling, MI 49050
$239,900
MLS # 26002132 (Michigan Regional Information Center (MichRIC))
2 beds1 bath600 sqftBuilt 19490.32 acres
1 / 20
Listing Description
Charming 2-Bedroom Cottage on Beautiful Long Lake! Escape to your own slice of lakeside paradise on a spacious, premier lot with stunning water views and room to play. Freshly updated with a durable new metal roof and a brand-new septic system installed, just move in and start making memories! Perfect for weekends, summers, or year-round living. All-sports lake fun awaits: boating, fishing, swimming, and relaxation. Don't miss this turnkey gem!
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 600 sq ft home built in 1949 sits in Dowling.
Asking $239,900 (about $400/sq ft).
Annual property taxes run approximately $2,266 ($189/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 300 Mbps from 7 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area600 sqft
Lot Size0.32 acres
Year Built1949
Stories1
Location
CityDowling
MunicipalityJohnstown Twp
Zip Code49050
CountyBarry
School DistrictDelton-Kellogg
Construction & Systems
StyleCabin
ConstructionWood Siding
BasementCrawl Space, Partial
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
Sale & Financing
Listed1/16/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$100 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$2,266
Tax Year2025
Assessed Value$47,400
Parcel #09-165-007-00
Source: SparkMLS
Legal Description
JOHNSTOWN TWP. SHADY SHORES LOTS 11 & 12 0.318 ACRES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brian Wrobel
Michigan Top Producers
Frequently Asked Questions about 12093 Winans Drive, Dowling, MI 49050
Which school district serves 12093 Winans Drive, Dowling, MI 49050?
Per MLS# 26002132, 12093 Winans Drive, Dowling, MI 49050 is in the Delton-Kellogg boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Delton-Kellogg directly to confirm enrollment eligibility.
What financing options are available for 12093 Winans Drive, Dowling, MI 49050?
Per MLS# 26002132, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12093 Winans Drive, Dowling, MI 49050?
Per public tax records, annual property taxes for this property are $2,266 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12093 Winans Drive, Dowling, MI 49050 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12093 Winans Drive, Dowling, MI 49050 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12093 Winans Drive, Dowling, MI 49050. The maximum advertised download speed is 300 Mbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 12093 Winans Drive, Dowling, MI 49050?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Johnstown Twp police department or the Barry County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,564
Principal & interest$1,556
HOA$8
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
300 Mbps
Upload
30 Mbps
Licensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
7 providers at this address
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsBCTCDSL
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12093 Winans Drive, Dowling, MI 49050
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