Sold
121 Prospect Street, Plainwell, MI 49080
Sold on 05/22/2026 for$222,500
MLS # 26016873 (Michigan Regional Information Center (MichRIC))
3 beds1 bath992 sqftBuilt 19430.26 acres
1 / 31
Listing Description
Welcome home to this charming 3-bedroom ranch nestled in the heart of Plainwell! Perfectly located just minutes from local shops, dining, and convenient highway access, this home offers both comfort and accessibility. Step inside to find fresh new flooring that adds a modern touch throughout the main living spaces. The functional layout provides easy, single-level living with plenty of natural light and a warm, inviting feel. Outside, you'll love the spacious, fully fenced backyard--ideal for pets, entertaining, or simply relaxing in your own private outdoor space. Whether you're starting out, downsizing, or looking for a great location, this home checks all the boxes. Don't miss your chance to enjoy easy living in a prime Plainwell location!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 992 sq ft home built in 1943 sits in Plainwell in Plainwell.
This home sold for $222,500 (about $224/sq ft).
Estimated annual property tax: $2,983, or about $249 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area992 sqft
Lot Size0.26 acres
Year Built1943
Stories1
Location
CityPlainwell
MunicipalityPlainwell City
Zip Code49080
CountyAllegan
School DistrictPlainwell
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorBroadband, Garage Door Opener
Sale & Financing
Listed4/20/2026
Sold Date5/21/2026
Original Price$239,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,983
Tax Year2025
Assessed Value$63,200
Parcel #5528001000
Source: SparkMLS
Legal Description
Lots 49 and 52 Block 1 Riverview Addition.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amy L Hamilton
Jaqua, REALTORS
Frequently Asked Questions about 121 Prospect Street, Plainwell, MI 49080
Which school district serves 121 Prospect Street, Plainwell, MI 49080?
Per MLS# 26016873, 121 Prospect Street, Plainwell, MI 49080 is in the Plainwell boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Plainwell directly to confirm enrollment eligibility.
What financing options are available for 121 Prospect Street, Plainwell, MI 49080?
Per MLS# 26016873, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 121 Prospect Street, Plainwell, MI 49080?
Per public tax records, annual property taxes for this property are $2,983 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 121 Prospect Street, Plainwell, MI 49080 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 121 Prospect Street, Plainwell, MI 49080 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 121 Prospect Street, Plainwell, MI 49080?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Plainwell City police department or the Allegan County sheriff's office.
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Monthly payment$1,492
Principal & interest$1,492
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
121 Prospect Street, Plainwell, MI 49080
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Municipality
Plainwell
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