Sold
12183 Margaret Drive, Fenton, MI 48430
Sold on 05/28/2026 for$970,000
MLS # 20261014385 (Realcomp)
5 beds3 baths3,495 sqftBuilt 19950.12 acres
1 / 59
Listing Description
Lakefront Living on All-Sports Lake Fenton. Experience the beauty of lakefront living in this spacious 5-bedroom home on all-sports Lake Fenton in Fenton. Offering 3,495 square feet of living space and 43 feet of prime lake frontage, this property delivers stunning water views, generous living areas, and the perfect setting for entertaining or everyday comfort. The open-concept main level centers around a beautifully designed kitchen featuring abundant cabinetry, granite countertops, a large center island, stainless steel appliances, a built-in stovetop and oven, and a stylish gray tile backsplash. A raised bar provides additional seating for guests, while the nearby dining area includes a convenient wet bar—perfect for hosting gatherings. The kitchen flows seamlessly into the dining and living spaces, where an abundance of windows fills the home with natural light and showcases the lake views. Upstairs, you’ll find spacious bedrooms and the convenience of a second-floor laundry room. The primary suite offers vaulted ceilings, a large bay window overlooking the water, and a private bath complete with a double vanity and step-in glass shower. An additional finished level above provides flexible space ideal for a den, home office, studio, or private retreat. Fresh carpet and hardwood flooring run throughout the home, adding warmth and style. Outdoor living is just as impressive, featuring a beautiful deck off the back of the home—perfect for relaxing or entertaining while enjoying the lake scenery. A paved walkway leads directly to the water, where you can take full advantage of your 43 feet of lake frontage. Additional highlights include a detached 2-car garage with attic storage above, plus an unfinished basement offering 1,422 square feet of additional storage space. Whether you're looking for year-round lake living or the perfect place to entertain and unwind, this Lake Fenton home offers space, views, and an unbeatable waterfront lifestyle.
Source: SparkMLS
About this home
This 5-bedroom, 3-bath, 3,495 sq ft home built in 1995 sits in Fenton.
Final sale price: $970,000 (about $278/sq ft).
Estimated annual property tax: $16,406, or about $1,367 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area3,495 sqft
Lot Size0.12 acres
Year Built1995
Stories3
Location
CityFenton
MunicipalityFenton Twp
Zip Code48430
CountyGenesee
School DistrictLake Fenton
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
Sale & Financing
Listed3/11/2026
Sold Date5/27/2026
Original Price$1,150,000
Terms AcceptedCash, Conventional, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$16,406
Parcel #0611501057
Source: SparkMLS
Legal Description
LOT 57 SHOREACRES HOMESITES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Danny O'Brien
Wentworth Real Estate Group
Frequently Asked Questions about 12183 Margaret Drive, Fenton, MI 48430
What school district is 12183 Margaret Drive, Fenton, MI 48430 in?
Per MLS# 20261014385, this property is served by Lake Fenton. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261014385, the seller has indicated this property accepts the following financing types: Cash, Conventional, VA Loan. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261014385, the most recent reported annual property tax for 12183 Margaret Drive, Fenton, MI 48430 is $16,406. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 12183 Margaret Drive, Fenton, MI 48430 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12183 Margaret Drive, Fenton, MI 48430 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fenton Twp police department or the Genesee County sheriff's office.
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Monthly payment$6,810
Principal & interest$6,810
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12183 Margaret Drive, Fenton, MI 48430
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County
Oakland County
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