Sold
1220 S 3rd Street, Niles, MI 49120
Sold on 06/15/2026 for$100,000
MLS # 26010466 (Michigan Regional Information Center (MichRIC))
2 beds1 bath895 sqftBuilt 19500.39 acres
1 / 7
Listing Description
Yes, it needs some exterior TLC, but where else can you find a charming cottage on a shaded in-town lot, with deer visiting the yard, a garage, and a convenient location? This 2-bed, 1-bath bungalow rewards vision, and an updated interior. The setting is genuinely special, and the price leaves plenty of room to make it your own. First-time buyers, investors, and flippers, this one's worth a walk-through.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 895 sq ft home built in 1950 sits in Niles in Niles.
Closed at $100,000 (about $112/sq ft).
Annual property taxes run approximately $2,483 ($207/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area895 sqft
Lot Size0.39 acres
Year Built1950
Stories1
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
ConstructionVinyl Siding, Wood Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
Sale & Financing
Listed3/17/2026
Sold Date6/14/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,483
Tax Year2025
Assessed Value$29,689
Parcel #11-73-0035-0008-00-9
Source: SparkMLS
Legal Description
PART OF SW1/4 OF SE1/4 SEC 35 T7S R17W COM 585.8' N OF S1/4 POST SAID SEC TH N 205.86' E 125.32' TO THIRD ST TH SWLY ALONG THIRD ST 241' TO BEG CITY OF NILES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jamie Tolosa
R1 Property Group
Frequently Asked Questions about 1220 S 3rd Street, Niles, MI 49120
Which school district serves 1220 S 3rd Street, Niles, MI 49120?
Per MLS# 26010466, 1220 S 3rd Street, Niles, MI 49120 is in the Niles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Niles directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26010466, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1220 S 3rd Street, Niles, MI 49120?
Per public tax records, annual property taxes for this property are $2,483 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1220 S 3rd Street, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1220 S 3rd Street, Niles, MI 49120 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1220 S 3rd Street, Niles, MI 49120?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
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Monthly payment$681
Principal & interest$681
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1220 S 3rd Street, Niles, MI 49120
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Municipality
Niles
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