Sold
1226 Chicago Avenue, Benton Harbor, MI 49022
Sold on 01/29/2026 for$125,000
MLS # 25051998 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,035.87 sqftBuilt 20030.24 acres
1 / 26
Listing Description
Welcome to this freshly updated 3-bedroom home on a spacious corner lot in Benton Harbor. You'll appreciate the fresh paint and updated flooring, along with a new air conditioning system for year-round comfort completed in 2024. The home features a bright living space, functional kitchen, and all major appliances including range, refrigerator, washer, and dryer for added convenience. A large shed provides excellent storage or workspace options. With its generous fenced in yard and solid updates, this home is a must see.
Source: SparkMLS
About this home
Located in Benton Township in Benton Harbor, this property offers 3-bedroom, 1-bath, 1,036 sq ft, with original construction dating to 2003.
Closed at $125,000 (about $121/sq ft).
Property tax estimate: $2,403 per year ($200/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,035.87 sqft
Lot Size0.24 acres
Year Built2003
Stories1
Location
CityBenton Harbor
MunicipalityBenton Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed10/8/2025
Sold Date1/28/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,403
Tax Year2025
Assessed Value$53,700
Parcel #11-03-0810-0177-00-5
Source: SparkMLS
Legal Description
1226 Chicago: LOT 177 BELMONT ADD TO CITY OF BENTON HARBOR 295 Butternut: LOT 176 BELMONT ADD TO CITY OF BENTON HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Martin George Lopez
Cressy & Everett Real Estate
Frequently Asked Questions about 1226 Chicago Avenue, Benton Harbor, MI 49022
Which school district serves 1226 Chicago Avenue, Benton Harbor, MI 49022?
Per MLS# 25051998, 1226 Chicago Avenue, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What financing options are available for 1226 Chicago Avenue, Benton Harbor, MI 49022?
Per MLS# 25051998, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1226 Chicago Avenue, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $2,403 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1226 Chicago Avenue, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1226 Chicago Avenue, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1226 Chicago Avenue, Benton Harbor, MI 49022. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1226 Chicago Avenue, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Twp police department or the Berrien County sheriff's office.
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Monthly payment$876
Principal & interest$876
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed WirelessDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1226 Chicago Avenue, Benton Harbor, MI 49022
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Municipality
Benton Township
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