Expired
1229 MICHIGAN Avenue, Bay City, MI 48706
$199,000
MLS # 50197420 (MiRealSource)
3 beds2 baths1,313 sqftBuilt 19680.32 acres
1 / 12
Listing Description
Owner uses garage (24x24) as additional rec room with kitchen. Very nice home. Home is well built. Big yard with shed for storage. Newer roof. Brick with vinyl siding.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,313 sq ft home built in 1968 sits in Bay City.
Asking $199,000 (about $152/sq ft).
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,313 sqft
Lot Size0.32 acres
Year Built1968
Location
CityBay City
MunicipalityBay City
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed1/12/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Patrick Devereaux
RE/MAX New Image
Frequently Asked Questions about 1229 MICHIGAN Avenue, Bay City, MI 48706
What school district is 1229 MICHIGAN Avenue, Bay City, MI 48706 in?
Per MLS# 50197420, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50197420, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 1229 MICHIGAN Avenue, Bay City, MI 48706 eligible for USDA financing?
Per USDA Rural Development boundary data, 1229 MICHIGAN Avenue, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1229 MICHIGAN Avenue, Bay City, MI 48706 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 1229 MICHIGAN Avenue, Bay City, MI 48706?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1229 MICHIGAN Avenue, Bay City, MI 48706. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
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Monthly payment$1,291
Principal & interest$1,291
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1229 MICHIGAN Avenue, Bay City, MI 48706
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